Best PCP deals for under £150 a month in 2019

Even if you don’t have a massive deposit you can still get yourself a tidy new motor for a modest monthly payment on a PCP deal. Here are ten of the best we’ve found for under £150 a month.

* Updated November 2019. Please note that deals and prices may change over time

1

Hyundai i10 1.0 Play

The i10 may often be overlooked but we think that's a real shame as this is a genuinely brilliant small car. This deal with Evans Halshaw is £149 a month and requires just £149 as a deposit. Just be aware that the annual mileage limit is fairly low at 6000 miles.

 What you pay...  
 Monthly payment: £148.92  Annual mileage: 6000
 Customer deposit: £149  Excess mileage fee: 7.5p per mile
 Duration: 49 months  APR: 4.9%

>> Where we found this deal

2

Ford Ka+ 1.2 Zetec

Good build quality and low running costs make the Ka+ easy to recommend, plus it has decent interior space for a small car. There are plenty of good deals to be had too and we've found new 1.2 Zetec models for less than £130 a month. It's reasonably well equipped too and the Zetec comes with air con, Apple CarPlay a leather steering wheel and cruise control.

 What you pay...  
 Monthly payment: £129  Annual mileage: 9000
 Customer deposit: £918  Excess mileage fee: 6p per mile
 Duration: 26 months  APR: 0%

>> Where we found this deal

3

Volkswagen Up 1.0 Beats 5dr

So lovely that you can forget you’re actually driving a city car, the Up is downsized Volkswagen quality and comfort with the added bonus of costing peanuts to run. Although the mileage allowance on this deal is low it does come with 0% APR, so you could add in some excess miles to your financial sums.

 What you pay...  
 Monthly payment: £149  Annual mileage: 5000
 Customer deposit: £1999  Excess mileage fee: 4.8 per mile
 Duration: 36 months  APR: 0%

>> Where we found this deal

4

Skoda Fabia 1.0 TSI 95 SE

Sturdy and classy without needing to shout about it, Skoda’s little Fabia is a gem that should give years of stress-free motoring. A willing TSI turbo engine, comfortable and spacious cabin plus a high level of build quality is an impressive array of talents. This deal also comes with 0% APR.

 What you pay...  
 Monthly payment: £145.65  Annual mileage: 10,000
 Customer deposit: £2500  Excess mileage fee: 3p per mile
 Duration: 48 months  APR: 0%

>> Where we found this deal

5

Dacia Sandero TCe 90 Comfort

Our £150 a month budget won't quite stretch to a new Duster but you can get the Sandero for this money. This model comes with the better 0.9 TCe turbocharged engine and being a top-spec Comfort, gets navigation, parking sensors, cruise control plus Apple CarPlay and Android Auto.

 What you pay...  
 Monthly payment: £149  Annual mileage: 6000
 Customer deposit: £863  Excess mileage fee: 8p per mile
 Duration: 49 months  APR: 6.9%

>> Where we found this deal

6

Vauxhall Corsa 1.4 Griffin

While a new Corsa is arriving in 2020, the outgoing model still has lots to offer, especially in high-spec Griffin trim which gets heated front seats, navigation (albeit it not the best), 16-inch alloy wheels plus Apple CarPlay and Android Auto. Just be wary of the low mileage limit.

 What you pay...  
 Monthly payment: £149  Annual mileage: 5000
 Customer deposit: £149  Excess mileage fee: 9p per mile
 Duration: 48 months  APR: 4.9%

>> Where we found this deal

7

Kia Picanto 1.0 '1'

The Picanto is a car we find ourselves recommending repeatedly to those looking for an easy to drive and comfortable car that will prove reliable. It's not as cheap as others when it comes to PCP deals though and even this basic 1 model requires a deposit of £1500 to keep it below £150 a month.

 What you pay...  
 Monthly payment: £149.16  Annual mileage: 9000
 Customer deposit: £1500  Excess mileage fee: 9p per mile
 Duration: 37 months  APR: 5.9%

>> Where we found this deal

8

Toyota Aygo 1.0 VVT-i X-Play 

Brilliantly compact and built with cost and weight in mind without leaving you feeling short-changed, the Aygo has plenty of big-car features but weighs in with small-car bills. This deal from broker4cars includes a 10,000 mile a year mileage limit.

 What you pay...  
 Monthly payment: £139.26  Annual mileage: 10,000
 Customer deposit: £954.92  Excess mileage fee: TBC
 Duration: 48 months  APR: 6.4%

>> Where we found this deal

9

Fiat 500 1.2 Pop

The much-loved and desirable Fiat 500 continues to prove popular. Versions at this price come with the 1.2 petrol engine which is less attractive but cheaper than the 1.0-litre TwinAir models. Direct from Fiat, this finance deal has a low deposit with a £2200 deposit contribution from the manufacturer. 

 What you pay...  
 Monthly payment: £145.59  Annual mileage: 10,000
 Customer deposit: £750  Excess mileage fee: 6p per mile
 Duration: 48 months  APR:3.9%

>> Where we found this deal

10

Suzuki Swift 1.2 Dualjet Attitude

Another of our favourite small hatches, the Swift retains a sharp sense of style and fun driving experience, but the latest generation is more refined and efficient than before. This deal direct from Suzuki gets you the higher spec Attitude model - complete with sporty bodykit - for less than £145 a month.

 What you pay...  
 Monthly payment: £144.14  Annual mileage: 8000
 Customer deposit: £1500  Excess mileage fee: 4p per mile
 Duration: 49 months  APR: 6.9%

>> Where we found this deal