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Suzuki offers a range of Spring finance deals

Suzuki has got a range of finance deals on offer for the Spring, including 0% APR finance on Alto, Swift, SX4 and Grand Vitara models. All offers will continue until the end of June 2010

The Alto, Suzuki's city car is now available on a PCP deal for a deposit of just £765 followed by 36 monthly payments of £130. The final payment to keep the car at the end of the agreement is £3,015 with an APR of 5.3 per cent. This calculates to a figure of just £7.72 per day including interest and final balloon payment. Alto now costs just £20 per year in VED charges and offers 64mpg on the combined cycle with emissions of 103g/km.

Moving up the range and taking a Swift SZ2 three door as an example; a deposit of £2,818 is all that is required to drive away in a brand new Swift with 24 zero interest monthly payments of £274 and no further costs at the end of the hire purchase agreement. If a PCP (Personal Contract Purchase) is the preferred route, the deposit is even lower at £1,879 with 36 monthly payments of just £125 and a final payment of £3,975 to keep the car at the end of the agreement. The PCP deal has an APR of 5.6 per cent.

The recently revised SX4 offering more power and lower emissions is also available with zero per cent finance; a deposit of 50 per cent is required and payments are £245 per month, payable over two years. Grand Vitara three and five door models also require a 50 per cent deposit although payments are spread over three years. An SZ3 1.6-litre three door is available from £207 per month.

Find out more about finance with the Honestjohn.co.uk Finance Guide

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Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17

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Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

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