Hello

I am currently in the process of making a car insurance claim with Allianz, they sent an independent assessor round last week and assesor advised its an insurance write off. Car is 07 plate Peugeout 207. I have yesterday been advised of an estimated settlement value of £4k (less excess)

The car has sat on my driveway for the past week and a bit , i am considering the option of buying it back as salvage (£600) and seeing if i can get it patched up cheaper by some local mechanics.

or, if this is still uneconomical the insurance co will pay the full £4k and take it away.

However my annual policy expires on 21st June, do i need to renew the policy whilst the claim/settlement is ongoing? or as i will have made the claim before the expiry date it doesnt matter?

obviously dont want to pay an annual premium to keep a car for a few weeks and then the car is gone!

any advice?