government car insurance

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Mon 16 May 2005 06:45
government car insurance - doctorchris
A few years back my friend working in the factory inspectorate told me that government cars did not carry ordinary insurance.
It seems that if an organisation was big enough it could simply meet any liabilities through its own resources. Is this still the case and does it apply to a hospital trust?
I ask because some months ago my daughter bumped into the back of a hospital trust lease car. As her insurance excess is high and losing no claims so costly she decided to meet any costs herself. She received a letter from a claims handling organisation asking for insurance details and asking her to accept liability. We replied that she would not accept liability nor did she want her insurance company involved but would like details of quotes to repair the trust's car (she thought that the damage was minimal).
It must be getting on for 2 months now and she has heard no more. I wonder if the trust has decided it is not worth pursuing what is probably a small claim? Hope so.
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Mon 16 May 2005 08:24
government car insurance - cheddar
I used to have a company car belonging to a large corporate, they carried a £7500 excess, apparently it reduced the premiums to the extent that the savings more than covered any claims below £7500.
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Mon 16 May 2005 08:53
government car insurance - Dwight Van Driver
Churn out the Road Traffic Act 1988 Doc and read Section 144 (Certificate of deposit 500,000 notes with the Accountant General of the Supreme Court). Lists exempt vehicles including NHS. Too long to condense.

DVD

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