Car Insurance

Honest John Back Room » General discussion ( non motoring )
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Wed 16 Oct 2019 07:31
Car Insurance - thomasben2296

I do have a car insurance policy so is it possible to combine health insurance policy to it in case needed?

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Wed 16 Oct 2019 12:23
Car Insurance - FP

I'm not saying it's not possible, but I think highly unlikely. The criteria for health insurance and car insurance are so widely different and there's very little overlap.

Edited by FP on 16/10/2019 at 12:23

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Thu 17 Oct 2019 06:41
Car Insurance - thomasben2296

Are there any other options like where we can combine both coverage health with car insurance in case of any accidental situation occurs (touch wood). Thanks for the reply FP

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Thu 17 Oct 2019 14:26
Car Insurance - FP

I think you're asking the same question as before, though in slightly different words.

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Thu 17 Oct 2019 15:30
Car Insurance - Avant

I think what you need to do is talk to an independent insurance broker (not one attached to any particuar company) and go through all your insurance needs. They can then advise you whether there are any benefits in using one insurer or several.

But even with the same insurer I think you would need separate policies for each type of insurance.

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Thu 17 Oct 2019 17:41
Car Insurance - galileo

There are two chances of combining car and health insurance, small and nil.

What is your objection to taking out two separate policies, which is the obvious route?

Each risk will entail different premiums, different excesses and the health one will almost certainly require you to have a full medical examination by a doctor approved or specified by the insurer.

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Sat 19 Oct 2019 06:50
Car Insurance - thomasben2296

Thanks for reply galileo

My concern here is if that, I am looking for insurance for cheaper price, if in case I combine both the insurance at one place. Correct me If I am wrong.

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Sat 19 Oct 2019 10:27
Car Insurance - gordonbennet

Health insurance might be better sourced from known reliable companies, rather than on price, up to a point you can do car insurance on price but would only buy health life or critical illness cover from a company of good repute.

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Thu 24 Oct 2019 06:25
Car Insurance - thomasben2296

Thanks for reply Gordonbennet. Yes could you please help me out in choosing right plans for car insurance and for critical illness cover.

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Sat 19 Oct 2019 16:04
Car Insurance - galileo

Thanks for reply galileo

My concern here is if that, I am looking for insurance for cheaper price, if in case I combine both the insurance at one place. Correct me If I am wrong.

If your car insurer actually does health insurance policies, they MIGHT give you a SMALL discount as an existing customer, but it would still be a separate policy, not combined with the car insurance.

I hope that makes it clear for you?

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Mon 21 Oct 2019 06:42
Car Insurance - thomasben2296

Thanks for the information Galileo

I will contact my insurance company and will raise the concern whether I can get a discount or not.

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