Ask Honest John

Most recently answered insurance questions
A car reversed into my car while I was behind it. The other party paid all costs but I have a no fault claim against my name. I was not involved, so can this be removed from my policy?
I've been driving for the past 10 years on a Mauritian licence. I never had any accidents or made claims. I got my UK licence this year. However, I'm quoted on the insurance as a rookie driver, which I...
We were at a T-junction waiting for the lights to change behind a Ford transit flatbed. When the lights turned green the Transit pulled onto the junction intending to turn right, so we pulled forward intending...
I have nine years no claims discount on my policy. I have always paid for a protected no-claims. I had an accident in October and now need to renew my insurance. My existing insurer has put my policy price...
My insurer are insisting on returning my Cat B write off to me and not giving me the option to refuse the 'buy back'. I have received a settlement figure, minus the salvage value. Is this correct? I cannot...
I had two misfuel incidents in 2015 and 2017. On the first I asked advice from L&V on the viability of making a claim. The response was: do not claim as the renewal premium will increase. I paid £200 each...
Previous to having a licence or provisional I received penalty points. I didn’t know I had, as I thought you couldn’t receive points without a licence (this was in June 2014). I applied for my provisional...
My fence was damaged again on Sunday by a vehicle using the neighbouring supermarket's car park (it runs along my boundary line). The supermarket were not very helpful, they say they don't have CCTV that...
I'm 58 years old and currently taking driving lessons. On the basis that I pass my test at some point and want to buy a car, would I be expected to pay the premium of a young, new driver or would my age...
My friend had a very minor car accident. No damage was done to either car and no one was hurt in any way. Both drivers say it was the others' fault. There were no witnesses. The other driver was the only...