Ask Honest John

Most recently answered ncd questions
My daughter is 32 years old and has been a named driver on my policies since she was 17. She has had 15 years of accident free driving, but this does not seem to matter when looking at quotes as I always...
My elderly mother is struggling to get confirmation of her earned No Claims from her broker. They state her policy only has nine years on it and it wouldn’t be possible to dig out the paperwork for the...
In 2013, my Volkswagen Passat was broken into and the built in radio/satnav unit was removed. The total repair bill through the insurance was around £2500. At the time, it was in a well used city centre...
How long is No Claims Discount valid for?
I recently leased a second car and own a 2010 Hyundai i30 outright. I would like to give the i30 to my wife, but she only has a provisional licence. Should I retain both cars and simply add her to the...
I was recently involved in an accident, with minor damage to both vehicles. As the car I bumped was in front of me, going round a big roundabout (French driver was lost and suddenly stopped in the traffic),...
While parked on the street, our car received damage to the rear light and bodywork but no details were left of the offending vehicle. Our insurance policy does not have no claims protection and the excess...
I contacted my insurers to inquire about getting some vandalism repaired on my Range Rover, but it turned out the excess on my policy (which also has protected NCB) was more than the cost of repairs so...
My wife recently changed her car from a Land Rover Freelander, worth £2000 and insurance group 23, to a Renault Clio, worth £2000 and insurance group 9. When I changed the vehicle on our Admiral insurance...
I recently hired a car in Spain and during the rental I had a flat tyre. The rental firm charged me 125 Euros when I returned the car. Fortunately, I had taken out separate car hire excess insurance before...