Ask Honest John

Honest John Ask Honest John » My daughter has 15 years accident free driving on my policy, but zero NCD - will insurers take this into account?

My daughter has 15 years accident free driving on my policy, but zero NCD - will insurers take this into account?

My daughter is 32 years old and has been a named driver on my policies since she was 17. She has had 15 years of accident free driving, but this does not seem to matter when looking at quotes as I always have to put 0 years NCD. Can you recommend an insurance company that might take this into consideration? I'm buying a new car and am giving her my 2007 Ford Fiesta (worth, at most, £1200). I've had a few quotes which I consider to be high for that car.

Asked on 1 March 2018 by Nadine Heather Davies

Answered by Honest John
It sounds like you're using price comparison sites. In your specific situation, contact insurers or a broker directly to see if they will take her driving history into consideration. Most of the larger insurers will take her history into consideration. Alternatively, try to get a multi-car policy, like Admiral's, which allows you to add cars to a policy and will allow her to use your no claims.

We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.

Insurance group finder and how to save on insurance
Similar questions
I was recently involved in an accident, with minor damage to both vehicles. As the car I bumped was in front of me, going round a big roundabout (French driver was lost and suddenly stopped in the traffic),...
Six years ago my son and I had full no claims on our cars, but when I got married my husband talked us into taking multi-car insurance out with Admiral. We were assured that we would all still build up...
My wife and I each had a car insured under a Direct Line multicar policy. We are both named drivers on each others policy. I recently sold my car and haven't found a replacement so told the insurance company...