New car options - are they worth the money?

I am about to buy a brand new Mazda CX-5 and have been offered two options that are new to me. The first is Autotrust which apparently covers the difference in the cost of me buying a new replacement if my car is written off in an accident - costing a one off payment of £400.

The second option is to have my car's bodywork treated with a product called Tribos -cost £350- which I have been told will protect it from the elements. Do you think I should consider either or both options bearing in mind that I intend keeping the vehicle for several years?

Asked on 4 June 2014 by Linlin

Answered by Honest John
The first option is GAP insurance, which is much cheaper bought independently (abut 1/3 of the price). It's a salesman's commission earner. All paint benefits from protection these days, but again this is a commission earner. You should be able to negotiate it down to £200 or £250, which still gives the salesman enough commission to feed his wife and kids.
Similar questions
I'm picking up a new BMW shortly and the dealer is keen to sell me GAP insurance, smart insurance (for the bodywork), tyre and alloy insurance, and ceramic paint protection. Each are £500. Are any of these...
I've taken your advice and ordered a petrol Nissan Qashqai 1.6. Should I wait for the September reg or does it not matter? It's a new car and I've paid cash, could you advise me on anything I should consider...
I'm learning to drive and looking at cars. I would prefer a 5 door, but apart from that I don't know much else. I would probably buy a secondhand car. Any ideas on makes of cars which would be best?
Related models
Economical and efficient. Comfortable ride. Well equipped as standard. Practical and spacious yet compact.

Value my car