It is worth reminding your readers to check the wording on their insurance policies. I recently had to renew mine and changed insurers. On checking the 'use', I found it stated Social, Domestic and Pleasure (excluding commuting). As most of my driving involves going to work and back, I contacted the insurer, who changed the wording. If I had not done so, it could have been serious if I were involved in an accident while commuting.