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Top 10: Small cars for under £100 a month

How affordable is running a new car? Well if you have a couple of thousand pounds to stump up as a deposit, it could be cheaper than you think. We've found 10 deals for under £100 a month.

* Updated February 2019. Please note that deals and prices may change over time

1

Citroen C1 1.0 VTi 72 Flair 

Citroen's C1 is popular with those on a small budget and despite its size it is capable, comfortable and frugal. A sizeable deposit is required to get the monthly payment below £100, but the upside is that you also get it interest-free.

What you pay...

 

Monthly payment: £99

Annual mileage: 6000

Customer deposit: £4024 

Excess mileage fee: 2.5p per mile

Duration: 48 months

APR: 0%

>> Where we found this deal

2

Dacia Sandero Stepway SCe 75

Dacia has established a reputation for providing simple, appealing and high-value cars. The Dandero Stepway has similar dimensions to the Sandero hatchback, but also comes with a more rugged SUV-like look. A small deposit gets you a £99 monthly and a good value balloon payment too.

What you pay...

 

Monthly payment: £99

Annual mileage: 6000

Customer deposit: £1769 

Excess mileage fee: 8p per mile

Duration: 48 months

APR: 6.9%

 >> Where we found this deal

3

Hyundai i20 1.2 SE

It might be one of the older hatchbacks on sale in the UK but the i20 is a solid and attractive car with a good standard specification, frequently offered with attractive finance. You need a good deposit to get a monthly under £100 but there's a £500 dealer contribution and a reasonable APR.

What you pay...

 

Monthly payment: £98.44

Annual mileage: 10,000

Customer deposit: £5300

Excess mileage fee: 9p per mile

Duration: 49 months

APR: 4.9%

>> Where we found this deal

4

Kia Picanto 1.0 1 5dr

Just like its Hyundai cousin the Picanto is an attractive and well-built small car that can cope with life outside of the city. The sting of the deposit is lessened by a £650 deposit contribution and one of the lowest monthly payments you can get.

What you pay...

 

Monthly payment: £88.56

Annual mileage: 10,000

Customer deposit: £3500 

Excess mileage fee: 9p per mile

Duration: 37 months

APR: 5.9%

>> Where we found this deal

5

Suzuki Swift 1.2 SZ3

Suzuki's reborn Swift is better than ever, with its clever lightweight design and fun driving experience. A modest deposit of £2750 is enough to get you a low monthly of £97 and with zero interest to make this an excellent deal.

What you pay...

 

Monthly payment: £97.50

Annual mileage: 6000

Customer deposit: £2750

Excess mileage fee: TBC

Duration: 49 months

APR: 0%

>> Where we found this deal

6

MINI One Classic 3dr

The MINI hatchback is one of the most desirable small cars that money can buy, with a premium feel and fun driving characteristics. It's not the cheapest to buy hence a large deposit is required, but this is bolstered by a £500 deposit contribution and competitive interest rate.

What you pay...

 

Customer deposit: £6275

Annual mileage: 10,000

Monthly payment: £100

Excess mileage fee: 3.5p per mile

Duration: 48 months

APR: 3.9%

>> Where we found this deal

7

Fiat 500 1.2 Pop

Still a much-loved small car with a big personality, the 500 doesn't offer the best driving experience but is bursting with style and charm. Gather together the necessary £3488 deposit and you can have a 500 for £99 a month on zero percent interest.

What you pay...

 

Monthly payment: £99

Annual mileage: 10,000

Customer deposit: £3488 

Excess mileage fee: 6p per mile

Duration: 48 months

APR: 0%

>> Where we found this deal

8

Nissan Micra IG 71 Acenta Limited Edition

A thoroughly modern small car, the Micra brings an eye-catching exterior with a comfortable and tech-filled cabin. Although you need a £4180 deposit for sub-£100 monthly payments this includes a hefty £1450 dealer contribution.

What you pay...

 

Monthly payment: £98

Annual mileage: 8000

Customer deposit: £4180

Excess mileage fee: 3.95p per mile

Duration: 48 months

APR: 4.9%

>> Where we found this deal

9

Vauxhall Corsa 1.4i Active

Often derided but actually a solid and undemanding small car that still sells in huge numbers, the Corsa is frequently available with enticing deals and in special editions with extra options. A £4500 deposit gets you a low monthly and a competitive APR too. 

What you pay...

 

Monthly payment: £97.09

Annual mileage: 5000

Customer deposit: £4500

Excess mileage fee: 9p per mile

Duration: 48 months

APR: 4.2%

>> Where we found this deal

10

Toyota Aygo X 1.0

Frugal, fun and more capable than you might think, the Toyota Aygo is a high quality city car that punches above its weight. With discounts currently available you need £3000 for a depsoit to secure a monthly payment under £100.

What you pay...

 

Customer deposit: £3000

Annual mileage: 8000

Monthly payment: £99.20

Excess mileage fee: 8p per mile

Duration: 42 months

APR: 4.9%

>> Where we found this deal

 

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