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Top 10: Family cars for under £250 a month

Here are 10 of the best PCP deals for £250 a month or less on the market right now. As always, check the details of your specific agreement and read the small print.

1

Volkswagen Golf 1.0 TSI 115 Match

The Golf remains a firm favourite and a popular seller thanks to a combination of comfort, practicality, driving pleasure and quality. Volkswagen is currently offering a tasty deal too with a £1500 deposit contribution and competitive APR.

What you pay...

 

Monthly payment: £195

Annual mileage: 10,000

Customer deposit: £4822.06 

Excess mileage fee: 4.8p per mile

Duration: 47 months

APR: 3.6%

>> Where we found this deal

2

Vauxhall Grandland X 1.2 SE

Vauxhall's Grandland X is a mid-sized SUV with a good deal going for it, not least the generous spec on the entry-level SE including dual-zone climate control, Apple CarPlay and Android Auto, DAB, Bluetooth and parking sensors. Vauxhall is currently offering a deposit contribution of £1400 too.

What you pay...

 

Monthly payment: £190

Annual mileage: 5000

Customer deposit: £6000 

Excess mileage fee: 9p per mile

Duration: 47 months

APR: 4.2%

>> Where we found this deal

3

Peugeot 308 1.2 PureTech 130 Tech Edition

Peugeot's 308 is a strong alternative to cars like the Ford Focus and Volkswagen Golf, with a modern interior, good specification and an enjoyable driving experience. A £1500 deposit contribution on this PureTech and 0 per cent APR makes this a great deal too. 

What you pay...

 

Monthly payment: £249

Annual mileage: 6000

Customer deposit: £3948

Excess mileage fee: 5.4p per mile

Duration: 48 months

APR: 0%

>> Where we found this deal

4

Honda Civic 1.0 i-VTEC Turbo Sport Line 

The updated Honda Civic has a spacious cabin and is a breeze to drive, while the keen 1.0-litre turbocharged engine is both frugal and powerful. Honda is currently offering a good deal - not only do you get a £1250 deposit contribution and 0 per cent finance, but there's a £1000 list price saving when you register for a test drive.

What you pay...

 

Monthly payment: £199

Annual mileage: 10,000

Customer deposit: £4160.76 

Excess mileage fee: 8p per mile

Duration: 37 months

APR: 0%

>> Where we found this deal

5

Kia Soul 1.6 GDi 1

Kia will sell you a perfectly normal family car in the shape of the Ceed, but the Soul is something a little different. Taller, a fair bit cheaper and distinctive, it brings flair to a segment packed with lookalikes. Throw in Kia's £1500 deposit contribution and it looks even more appealing.

What you pay...

 

Monthly payment: £163.25 

Annual mileage: 6000

Customer deposit: £3000

Excess mileage fee: 9p per mile

Duration: 37 months

APR: 5.9%

>> Where we found this deal

6

Renault Megane TCe 140 Play

Still only three years old but boosted by a number of enhancements, the Megane is a comfortable and stylish hatchback with a good specification, even on this entry-level Play model. You can currently get one with a zero-interest PCP too, so although there's no deposit contribution you only need to supply £2768 yourself.

What you pay...

 

Monthly payment: £199

Annual mileage: 6000

Customer deposit: £2768

Excess mileage fee: 8p per mile

Duration: 37 months

APR: 0%

>> Where we found this deal

7

Nissan Qashqai 1.3 DIG-T 140 Acenta Premium 

Still one of the most popular family cars at any price, the Qashqai just got even better thanks to a new 1.3-litre turbocharged petrol engine which is more powerful and efficient than the old 1.2. You need a sizeable £5000 deposit but you can get a Qashqai for £239 a month at a competitive 4.9% APR.

What you pay...

 

Monthly payment: £239

Annual mileage: 10,000

Customer deposit: £5058 

Excess mileage fee: 8p per mile

Duration: 36 months

APR: 4.9%

>> Where we found this deal

8

Suzuki Vitara 1.0 Boosterjet SZ4

Suzuki's Vitara is a likeable compact crossover, with a willing and efficient 1.0-litre petrol engine and a good specification across the range. Suzuki has also pulled out all the stops on the finance front, as you can currently get this SZ4 model for £244 a month with no deposit and 0 per cent finance. 

What you pay...

 

Monthly payment: £244.75

Annual mileage: 10,000

Customer deposit: £0 

Excess mileage fee: 4.5p per mile

Duration: 36 months

APR: 0%

>> Where we found this deal

9

Dacia Logan MCV SCe 75 Access

It might not be the last word in style but you'll do very well to find a new car much cheaper than this. Tough, practical and available for pocket money, the Logan MCV is a thrifty wonder. Add Dacia's £250 deposit contribution to £1414 of your own money and you can get a Logan MCV for just £109 a month.

What you pay...

 

Monthly payment: £109

Annual mileage: 6000

Customer deposit: £1414 

Excess mileage fee: 8p per mile

Duration: 49 months

APR: 6.9%

>> Where we found this deal

10

Hyundai Tucson 1.6 GDi SE Nav

Another excellent compact crossover, Hyundai's Tucson is an ideal family vehicle with plenty of space inside and respectable running costs. The deposit contribution isn't as generous as it once was, but you can still get a Tucson in a good spec for under £250 a month.

What you pay...

 

Monthly payment: £215.23

Annual mileage: 10,000

Customer deposit: £5900 

Excess mileage fee: 9p per mile

Duration: 37 months

APR: 4.9%

>> Where we found this deal

 

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