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Cheapest PCP deals for 2019

We’re always on the lookout for the best PCP bargains - here are ten of the cheapest deals we've found available in the UK.

* Updated January 2019. Please note that deals and prices may change over time

1

Volkswagen Up Beats - £109 per month

The city car that does a convincing impression of something much bigger and more expensive, the Up will make you wonder why we need anything bigger. Volkswagen has a deal-maker where you can tweak various elements to suit, so we’ve selected the lowest monthly payment possible to add to the 0 per cent APR.

What you pay...

 

Monthly payment: £109

Annual mileage: 10000

Customer deposit: £3286.30

Excess mileage fee: 4p per mile

Duration: 36 months

APR: 0%

>> Where we found this deal

2

Dacia Sandero Sce 75 Access - £79 per month

It makes sense that Britain’s cheapest new car should also be available with one of the cheapest monthly payments, but it is still remarkable that you can have a brand-new car on your driveway for less than a cable TV package. 

What you pay...

 

Monthly payment: £79

Annual mileage: 6000

Customer deposit: £1161

Excess mileage fee: 8p per mile

Duration: 48 months

APR: 6.9%

>> Where we found this deal

3

Hyundai i10 1.0 S - £91 per month

Few cars at this price look a smart as the i10 does and the feeling continues inside with a cabin that is not only spacious but also well constructed. Hyundai is offering 0% finance on certain terms, but this deal still has a reasonable rate on a longer term for the lowest possible monthly payment.

What you pay...

 

Monthly payment: £91.43

Annual mileage: 10000

Customer deposit: £2300

Excess mileage fee: 9p per mile

Duration: 49 months

APR: 4.9%

>> Where we found this deal

4

Suzuki Celero SZ2 - £76 per month

Suzuki has always delivered small cars that are cheap to buy and run - and the Celero follows this formula. Despite the bargain price the equipment list is impressive and every version has a DAB radio, air conditioning, Bluetooth and alloy wheels.

What you pay...

 

Monthly payment: £76.80

Annual mileage: 6000

Customer deposit: £3550

Excess mileage fee: TBC

Duration: 49 months

APR: 6.9%

>> Where we found this deal

5

Skoda Fabia 1.0 MPI S - £115 per month

Compact on the outside but space efficient inside, the Fabia has one of the classiest cabins in the sector and has a sprinkling of clever Skoda touches to make life a little easier. Skoda’s deal calculator allows you plenty of scope to tailor your finance, but even with a modest deposit delivers low APR and a good monthly.

What you pay...

 

Monthly payment: £115.57

Annual mileage: 10000

Customer deposit: £1225.50

Excess mileage fee: 3p per mile

Duration: 48 months

APR: 3.9%

>> Where we found this deal

6

Citroen C1 VTi 72 Feel 3dr - £159 per month

This deal might not appear to be particularly cheap in comparison to some others on this list, but bear with us. The C1 has everything demanding buyers want from a city car such as DAB, a touchscreen interface and air conditioning. Where this deal comes good is that it asks for just a £1 deposit (yes that's not a typo) and at only 2.9% APR.

What you pay...

 

Monthly payment: £159

Annual mileage: 6000

Customer deposit: £1

Excess mileage fee: 3p per mile

Duration: 48 months

APR: 2.9%

>> Where we found this deal

7

BMW 118i Sport - £209 per month

Whatever you think about the way it looks, the BMW 1 Series remains a desirable premium hatchback with the credentials of a genuine driver’s car. Even in modest 118i form it still offers sporty performance and responsive rear-drive handling. BMW’s deal calculator allows you to bump up your deposit to cut the montly payment but still includes a dealer contribution of £2600.

What you pay...

 

Monthly payment: £209 

Annual mileage: 8000

Customer deposit: £5994

Excess mileage fee: 4.8p per mile

Duration: 48 months

APR: 4.9%

>> Where we found this deal

8

Suzuki Swift SZ3 - £102 per month

If you’re not familar with the Suzuki Swift we strongly suggest you try one. A cracking small car that is attractive and fun to drive but also efficient, well-equipped and good value. Play around with Suzuki’s dealmaker and you can sort your own ideal agreement, but with a modest £2500 deposit the SZ3 Swift checks in at just over £100 a month.

What you pay...

 

Monthly payment: £102

Annual mileage: 8000

Customer deposit: £2500

Excess mileage fee: TBC

Duration: 48 months

APR: 0%

>> Where we found this deal

9

Ford KA+ 1.2 Zetec - £99 per month

Currently the cheapest deal available from Ford, this offer will get you behind the wheel of a KA+ for under £100 per month. This special deal from Ford requires a decent deposit and is only available over two years but delivers a low monthly as a result at 0% APR.

What you pay...

 

Monthly payment: £99

Annual mileage: 9000

Customer deposit: £3322

Excess mileage fee: TBC

Duration: 24 months

APR: 0%

>> Where we found this deal

10

Fiat 500L 1.4 S Design - £159 per month

Fiat’s 500L packs a lot of space into a small footprint, making it ideal for those who don’t want a big car but need some extra space. Currently on a hot deal from Fiat with a hefty £2000 deposit contribution and 0% finance, this is an ideal time to take the plunge.

What you pay...

 

Monthly payment: £159

Annual mileage: 6000

Customer deposit: £3629

Excess mileage fee: 6p per mile

Duration: 37 months

APR: 0%

>> Where we found this deal

 

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