Quantcast
Introducing our new Real MPG iPhone app: Find out more | No thanks

Top 10: Things to do if you're in an accident

You never think it'll happen to you, but it's better to be safe than sorry. Here are the top 10 things you need to do if you're involved in an accident, no matter who was to blame. 

Read more

1
Next

Stop

You must stop following an accident if:

  • Anyone, other than yourself, is injured.
  • Damage is caused to another vehicle or property, including street fixtures like lamps, signs and bollards.
  • An animal (horse, cattle, donkey, mule, pig, sheep or dog) has been killed or injured, except in your own vehicle i.e. a horse in your own horsebox.

 

Comments

Alex Francombe    on 13 March 2017

Two things I suggest as good practice very early in the process ;

Ensure scene is safe and reduce likelihood of further crash/injuries.

Obtain witness details quickly, they tend to disappear fairly quickly.

Tony Carter    on 13 March 2017

You are only required to exchange insurance details in an injury crash, and then it can be produced to anyone with reasonable grounds to require a look at those details to comply with the law.

In damage only crashes, producing your insurance to the other driver is not a legal requirement.

You do not have to report the crash to your insurance company the same day. If injury is involved (or damage only for that matter) you are claiming off the third party anyway and your solicitor will deal with all the notifications.

And whilst a dash cam can be very useful, also be aware that it works both ways and video footage can be used against you as well.

You are not required to use solicitors appointed by insurance companies in injury cases, you can by law choose your own legal representation, the same with garage repairs.

Be very careful using claims management firms. Many are working with crash for cash scammers and dodgy law firms.

Edited by Tony Carter on 13/03/2017 at 16:12

Add a comment

Related Articles

 

Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £9,304.93

Total cost of credit £1,804.93

£155.08

60 monthly payments

Apply now

Representative example

The Representative APR is 13.2% (fixed) so if you borrow £7,500 over 4 years at a rate of 13.2% p.a (fixed) you will repay £199.21 per month and repay £9562.20 in total.