Best New Car Deals - July 2025

Looking to save money on a new or used car? Here are the best PCP deals and most competitive finance offers we've found online.

Buying a new car can be an expensive business. It can also be a decision minefield - what is the best car for your needs? Should you buy a new or a used car? And how will you find a car for sale that doesn't cost a fortune? Fear not, we're here to help.

We've created this page to feature the best car finance deals we've found online. So whether it's simply a price cut on a nearly new car, a 0% APR deal or the biggest deposit contributions on a PCP, we know these all count when you're looking to save money when the time comes to change your car.

So how do we decide what's a good car deal? We scour the internet looking for any cars for sale that we think are great value and come with some sort of extra to sweeten the deal and save you money. We also monitor sales charts for what's popular, with deals on the top 10 best-selling new cars right here.

Perhaps it's zero deposit for your PCP, a 0% APR deal to ensure you only pay for the car and not the finance, or just a decent offer giving a low monthly payment - you'll find a great deal here. 

If you need some help in choosing your next car, check out our in-depth car reviews to assess the strengths and weaknesses of the cars on your shortlist. Plus, we have advice on how to buy a new car and on Approved Used schemes too.

We've also written guides that cover everything you need to know to sell or part exchange your old car, how to save money on car insurance and assist you in finding the best breakdown recovery. As we said, if you're looking to get the best deal on a new or used car, you've come to the right place.

Top New Car Deals Available in July 2025 

Best PCP Deals

PCP, or Personal Contract Purchase, is the most popular way that people buy a new car in the UK thanks to affordable monthly payments. Here's a couple of the best PCP deals on offer, and click below for more.

See all the best PCP deals our expert team has found

PCP Deal: Volkswagen T-Roc Match 1.0 TSI

£333 a month: 4 year PCP at 6.9% APR with £2500 deposit contribution

The Volkswagen T-Roc selected here is the all-round value champion Match spec, which includes 17-inch alloys, keyless go, auto lights and a rear-view camera. This 48-month deal requires a customer deposit of just under £4500, but includes a £2500 deposit contribution and a useful 10,000-mile per year mileage allowance.

If you want a little more luxury or performance from your T-Roc, Style trims and above get a £3000 deposit contribution at the same APR.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£4437.75 47 x £333.33 (£15,666.51) £11,586.60 £34,200.86 10,000 30th September 2025

 

PCP Deal: Ford Puma Titanium 125PS

£305 a month: 4 year PCP at 2.9% APR

The Ford Puma picked up the baton from the Fiesta, replacing it at or near the very top of the UK sales charts for the past few years. The recently facelifted Puma is available with a small discount depending on model, and all Ford Solutions PCP Puma offers include a low 2.9% APR and reasonable 9000 miles per year limit. Vehicles are generally in stock and ready to go, too, so delivery times are as short as one week.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£4518 48 x £304.80 (£14,630.40) £9241 £28,409.19 9000 30th September 2025

 

   

Biggest PCP deposit contributions

Our latest car finance deals page rounds up the biggest PCP deposit contributions being offered by carmarkers. These big discounts can add up to a more affordable monthly payment or mean you don't need to put down any cash yourself to get behind the wheel.

See the biggest PCP deposit contributions on car finance deals we've seen

PCP Deal: BMW iX xDrive60 M Sport

£1049 a month: 4 year PCP at 5.9% APR with £14,655 deposit contribution

If you can get past the way the BMW iX looks, you're probably not far off driving one of the most desirable electric vehicles on the market. It's incredibly refined, very comfortable and easy to drive, and better put together than a Tesla, too. If you're in the market for one of the best electric BMW,s there's currently a sales discount of almost £15,000 if you opt for BMW Select, which is the firm's name for its PCP product.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£8920.95 47 x £1049 (£49,303) £33,297.23 £91,521.18 10,000 30th September 2025

 

PCP Deal: Mercedes EQE 350+ Sport Edition Saloon

£547 a month: 4 year PCP at 2.9% APR with £9500 discount

The Mercedes EQE makes for an interesting electric alternative to the combustion-powered E-Class. The EQE features a long electric range, impressive infotainment system and the trademark Mercedes comfort remains a feature, too. There's currently a £9500 discount if you buy through Mercedes Agility PCP across the EQE Saloon line-up, but we've selected the cheapest model here.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£10,432.63 48 x £547.26 (£26,268.48) £27,275 £63,986.11 10,000 30th September 2025

 

     

Zero deposit car finance deals

A 0 deposit car finance deal means you pay no deposit, although that can mean bigger monthly payments. Here are some examples of the best offers we've found that are available right now. Click the link below for more.

See all the best zero deposit car finance deals we've found

PCP Deal: Kia Sportage

£416 a month: 3 year PCP at 5.9% APR, £1000 deposit contribution and zero deposit option available

The Kia Sportage is one of the best family SUVs on the market. And buyers tend to agree, as it's one of the best-selling new cars in the UK. The Sportage has just been treated to a mid-life facelift, which includes a new exterior look, bringing the car into line with the latest Kia models, plus interior revisions and new tech.

Kia is currently offering the Sportage with a £1000 deposit contribution. A 37-month deal with 10,000 miles a year on the new entry-level Sportage Pure is £416 a month with a £3089 customer deposit. Zero deposit is an option, taking monthly payments up to £510 with the same customer deposit.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£3089 36 x £416.04 (£14,977.44) £15,595 £34,661.44 10,000 30th September 2025

 

PCP Deal: Toyota Yaris Design

£347 a month: 42-month PCP at 2.9% APR with zero deposit and £800 deposit contribution

The Toyota Yaris was once a simple city car designed for reliable urban transport. Now it's better to think if it as a baby Lexus with its refined hybrid drivetrain, upmarket-feeling interior and ample driver assistance systems. Opt for zero deposit but only drive 6000 miles per year and your monthly payments nudge below £350.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£0 41 x £346.66 (£14,213.06) £10,080 £25,093.06 6000 30th September 2025

 

     

Best 0% APR car finance deals

0% car finance deals can be a great way of getting into your ideal car with affordable monthly payments, plus you're only paying for the car, and not the finance, too. Click below for more.

See all the best 0% APR car finance deals we've seen

PCP Deal: Skoda Fabia SE Edition 1.0 MPI 80PS

£290 a month: 2 year PCP at 0% APR

The Skoda Fabia is perhaps the ideal small hatchback. It's very refined and quiet for a small car, comfortable to drive and features plenty of tech, too. The Fabia is available on a 24-month PCP with 0% APR that requires a customer deposit of £3714 and £290 a month, plus there's the option of adding the car's first two services for £299.

For the same deposit, you can opt for a 48-month PCP deal at 6.4% APR with monthly payments of £211. This deal comes with a £1750 deposit contribution.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£3713.57 23 x £290.31 (£6677.13) £10,239.30 £20,630 10,000 30th September 2025

 

PCP Deal: Renault 4 Evolution 42kWh Comfort Range

£210 a month: 2 year PCP at 0% APR

Renault 4

The Renault 4 could be the EV for you if you love the new electric Renault 5's mix of retro and modern flavours but need more space. Just as with the 5, Renault is offering 0% APR PCP deals on the 4 starting at £210 a month for two years, although deposits do start at a sizeable £8099.

Another option is the 48-month 5.9% APR deal on all models, which means monthly payments go up by £99, to £309, but the deposit drops to £4289, with Renault chipping in up to £500 towards your deposit.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£8099 24 x £210 (£5040) £13,850 £26,995 6000 30th September 2025

 

      

Best cars for £99 a month finance deals

If your budget is small, here are the best PCP deals we've found that won't break the bank. Although £99 a month is tight, we've found some great cars with very affordable monthly fees.

See all the best £99 a month car finance deals we've seen

PCP Deal: Suzuki Swift Mild Hybrid Motion CVT

£109 a month: 25 month PCP at 0% APR with minimum 20% deposit

The new Suzuki Swift is the fourth generation of Suzuki's small hatchback, and the latest model features a new petrol engine that sips fuel, so running costs are affordable. Monthly payments are also well within reach with this deal, limited to a maximum 25-month term.

There's also an alternative offer of 48-month PCP with no minimum deposit, 5.9% APR and a £500 deposit contribution. If you opt not to pay a deposit, monthly payments start at £370.31.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£4666 24 x £109 (£2616) £13,667 £20,949 8000 30th September 2025

 

PCP Deal: Vauxhall Corsa YES 2025

£178 a month: 3 year PCP at 0% APR and £500 saving

The Vauxhall Corsa is part of the furniture of UK roads, with seemingly most drivers experiencing one as a hire car, learner car or even just plain old reliable city transport at some point in their driving career.

The latest Corsa is the best yet, particularly if you opt for the latest version of Vauxhall's shouty but value-packed YES trim level. This includes LED lighting, a heated steering wheel and front seats, smartphone-compatible infotainment and plenty more, and is currently available with a £500 discount and 0% APR.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£3881.95 35 x £178.43 (£6245.05) £9283 £19,410 6000 30th September 2025

 

      

Best new Electric Car finance deals

Planning to make the switch to an electric car or ready for your next EV? Here's our picks of the best electric car finance deals, from small hatchbacks to large family SUVs, all powered by electricity.

See all the best electric car finance deals we've seen

PCP Deal: Audi Q4 e-tron S Line 40

£509 a month: 4 year PCP at 6.9% APR with £7750 deposit contribution

The Audi Q4 e-tron is Audi's take on the Volkswagen ID.4 and Skoda Kodiaq, and features a great interior and solid electric range. This deal includes a generous £7750 deposit contribution, and buyers can choose between a free Ohme home charger worth up to £999, or an extra £500 off. There's also a credit for the equivalent of 30,000 free miles of charging over three years if you're an OVO energy customer.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£7625 47 x £509 (£23,923) £17,560 £49,118 10,000 30th September 2025

 

PCP Deal: Volkswagen ID.3 Pro Match 52kWh 170PS

£345 a month: 3 year PCP at 0% APR with £2500 deposit contribution

The freshened up Volkswagen ID.3 is now available in Match spec, which we've chosen to feature here. There are two PCP deals available on all ID.3 models. There's a four-year option that would require a £5499 deposit and monthly payments of £362, based on the same spec of car we've chosen. This deal includes a £6000 deposit contribution and APR is set at 6.9%. There's also a 0% APR deal over 36 months, which we've detailed below.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£7332.25 35 x £344.51 (£12,057.85) £14,769.90 £36,660 10,000 30th September 2025

 

      

UK's best-selling cars finance deals

Each month the SMMT releases sales figures for the ten best-selling new cars in the UK. And here's the place to find our picks of PCP deals on the most wanted motors of the year.

See all the deals on the UK's best-selling cars we've seen

1. Nissan Qashqai - 5008 sold in June

£344 a month: 4 year PCP at 5.49% APR with £3000 deposit contribution

The Nissan Qashqai hits the top spot for the first time in this year's new-car registration table. We think the Qashqai remains an appealing option thanks to a mid-life refresh, and quite a striking one it is, too, and it seems like buyers continue to agree.

Always a popular choice, all Qashqais can be had with varying deposit contributions depending on the model, from £2500 to £3250, although APR rates also vary from 4.99% to 5.49%. We've chosen a well equipped mid-range Qashqai N-Connecta here to take advantage of Nissan's Unlock Summer event, which boosts the deposit contribution by £750.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£5000 48 x £331 (£15,888) £13,454 £37,338 10,000 31st July 2025

 

2. Ford Puma - 4419 sold in June

£305 a month: 4 year PCP at 2.9% APR

The Ford Puma was the best selling car in the UK in 2024, just as it was in 2023, as is sitting in the runners-up spot in the UK's new-car registrations in June. Ford’s small family SUV has benefitted from a facelift this year to keep it on the pace. The Puma is very well equipped as standard, which is why we've chosen the entry-level Titanium model here.

Ford Solutions PCP Puma offers include a low 2.9% APR, and opting for a low annual mileage limit drops the monthly payment below £300. We've bumped it up to a more realistic 9000 miles here. Vehicles are generally in stock and ready to go, too, so delivery times are as short as one week.

>> Find this deal here

Deposit Monthly Payments Optional Final Payment Total Payable Mileage Per Year Deal Available Until
£4518 48 x £304.80 (£14,630.40) £9241 £28,409.19 9000 30th September 2025

 

      

What is the cheapest month to buy a car?

If you're buying a new car and not bothered about having the latest number plate, the best time to buy is the months of February or August. This is the month before the bi-annual plate change - when dealers are looking to offload stock before the new registration period.

If you're buying a used car the best time is during March and September when the plate change happens, with buyers selling their used cars for new ones or trading them in at dealers.

Will UK car prices drop in 2025?

New car prices are likely to continue to increase in 2025, as they have done sharply for the years since the pandemic, when demand for new cars severely outstripped supply. However, with uptake of electric vehicles still lying just behind the levels required to achieve government targets, incentives and price reductions on EVs are your best bet if you're looking for a new car bargain. If you're looking to buy something pre-loved, used car prices have fallen slightly in the last couple of months. However, don't expect to see big drops in used car prices this year as the car industry is still suffering from demand outstripping supply.

What car is the best buy right now?

The best car to buy depends on your needs and budget. So we reckon the best small car is the Volkswagen Polo, while the best family hatchback is the Ford Focus. If you're after a small SUV then we reckon the Ford Puma is the best choice, while a larger family SUV like the Volvo XC60 is a great buy if you need the space.

If you're thinking of making the switch to electric (or already have) the Skoda Enyaq is certainly worth a look. For more inspiration check out our best car guides