Hi all, I need an urgent response on this please. Someone scrapped my rear bumper on a 2007 Ford Focus while it was parked up on the road. The damage is a dinner plate size of deep scuffing (the top transparent protective film is all cracked), with the metal overlapping tape on the edge of the bumper all crunched up. It looks worse than it sounds but it is very noticable. I simply thought the bumper was a charcoal bumper which had been coloured sprayed, didn't release there is protective film and metal edge tapping used.
My questions are: 1) If I went through an insurance company would they simply pay for the bumper to be replaced or will they instruct a repair job? 2) How much would a repair job be (bear in mind its only a dinner plate size on the bumper's side) and how much would a new rear bumper be? 3) Not sure if I should go through their insurance company or suggest to get it done privately?? - hence why I asking about costing advice from you guys.
Any help will be greatly appreaciated and I can do with the responses by 6pm today due to decision time!! Thanks all :-)
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