Most recently answered insurance questions
I've been living overseas for a few years but am not back in the UK. Before departing I held full no claims discount for a number of years and have maintained full NCD since but the level is capped at...
My daughter is doing her driving test and the cars she is looking at are the Fiat 500, Ford Ka, Toyota Aygo and Renault Clio? Are any of these good? I need it to be reliable for going to university. I...
Is it legal for an insurance company to ask me "to ensure that no major private work has been included in the schedule or being undertaken at the same time as the repairs." I understand the bit about being...
I've been passed my test just under one year and I've had my new car for three weeks. Last week, I was stationary when someone else hit me from behind. The other driver claimed responsibility straight...
A car was travelling towards me, the driver kept looking up and down into his lap and his vehicle wasn't travelling in a straight line. I took evasive action and moved slightly left as it was clear we’d...
How and what do insurance companies base their premium calculations on? It is becoming obvious that they are not insuring the car, but the driver. To add to the confusion, they do not seem to insure the...
I am looking to buy a second-hand Jaguar X-type estate. Can I personally test drive the vehicle before I tax and insure?
Someone ran into the back of our 2004 Vauxhall Signum. The insurers have written it off as it's going to cost £1800 to fix. Can we put our foot down and tell them we want it repaired? They are also taking...
I am looking at buying an ex London black cab as my new daily runner. Most insurance companies won't insure them because they say it's too old or it's not a usual car. Who should I speak to about insuring...
When applying for insurance, is it necessary to insure at the address where you will live for a year? Or is it okay to register it at your permanent address where your driving license is registered (parents'...

