Ask Honest John

Most recently answered insurance questions
I recently hired a car in Spain and during the rental I had a flat tyre. The rental firm charged me 125 Euros when I returned the car. Fortunately, I had taken out separate car hire excess insurance before...
I have been unfortunate enough to be involved in an accident. My Ferrari has an agreed value over £200,000 and repairs are circa £90,000 - however I don't want it repairing. I will not have confidence...
At a recent family reunion, my friend's partner backed into my car in torrential rain - before I'd even moved - causing serious damage to my car. He shot off at great speed, driving in a highly dangerous...
I hit a car when trying to reverse out of a confined space. I offered to pay for the damage without going through my insurance company as I envisaged the repair would only be £100 - £200 max. But the third...
I bumped another car when reversing at less than 5mph. I don't wish to go through my insurance company as the damage is very minor and I don't want it to affect my No Claims Bonus. I suggested I pay for...
Are insurance premiums higher for electric vehicles than diesel or petrol?
I come up to a T junction and stop. I look left and right, there is a car coming from the right with his left-hand indicator on. I assume he's going to turn left into the road I'm exiting so I pull out...
I'm thinking of buying a Cat D BMW 1 Series. The seller doesn't know why it was written off. Can you help?
I accidentally reversed into a car parked opposite my driveway whilst trying to reverse out of my driveway. Should the other car owner be held partly responsible for inconsiderate parking?
I used to obtain an annual policy for car rental in Spain, but now that I'm 86 I'm no longer eligible. Is there an alternative to paying the rental company's extortionate prices?