Can I refuse to let my insurer write off my car?

Someone drove into the back of my car and admitted liability. Can I refuse to let my insurer write off my car?

Asked on 29 August 2017 by David Sangster

Answered by Tim Kelly
It depends on the cost of repair. If the repair costs exceed the market value, then your car is a total loss. If the repair costs are less than the market value, then yes you can insist on it being repaired. Though insurers do not like you enforcing your entitlements.
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