Why does my insurance premium keep increasing as I get older?

I had my first licence when I was 17 and have now reached 84 and have been a full time driver all my life with no insurance claims. Yet my premium increases by almost £100 per year. I used a comparison...

Why have so many different companies contacted me to handle my insurance claim?

I was rear ended in slow moving traffic and reported it to my insurer who is a broker. Within a few hours I have had offers to repair the car and manage the claim from: My broker My policy underwriter The...

Can I insure my car with two different companies for a few weeks to allow my son to drive it?

My current motor insurer will not allow me to add my son as a named driver until he’s over 25. My son will be home for Christmas when he will be 24 years and 10 months. My insurance is due for renewal...

Is it normal to have two cancellation charges on insurance?

I recently cancelled my existing insurance policy due to a vehicle change and was refused repayment of £167 unexpired days by Surething (underwriter was Covea).The policy stated these days were repayable...

The RAC cancelled our car insurance after my wife's death - how can I now get cover?

My wife recently died and as insurance companies require any changes to their risks, I considered it correct to advise RAC, with whom she had cover in both our names. They immediately cancelled all cover,...

What are the implications of changing insurers part way through a policy?

I have been driving for close to two decades but not in the UK. When I got here and got a car, the insurance providers refused my "years of experience" and would only accept a zero No Claim Bonus. I took...

Do you have to declare a mobility steering wheel knob as a modification to your insurer?

A friend is disabled due to post-polio syndrome and recovering from a recent fall. He has a Toyota Yaris, automatic and would be able to drive it, if fitted with a steering wheel knob. However he is dubious...

My son has a Canadian driving licence - can he be insured on our UK car?

My son, aged 39, has had a full UK driving licence since he was 17. He is a named driver on my wife's car as he travels extensively with work and is only back in the UK for four to six weeks a year. He...

Why has the insurance on our Cat N write off gone up so much?

My daughter bought back her Cat N write off Vauxhall Astra from Direct Line. Now her insurers have put her insurance up 300%. Is it because of the car being a written off?

Do I have to have insurance even if my car is locked away and not being used for months at a time?

Now I’m retired I spend four to five months each year in Europe, where I drive my Dutch partners car, leaving my own car safely locked in my garage at home. This means I am paying all that money for insurance...