Ask Honest John

Most recently answered no claims bonus questions
Having recently retired we are now using one car. Our comprehensive insurance is in my name with my wife as a named driver. Until recently this policy had my wife's car included. I am informed by the insurer...
I have a no accident record of 50 years but have always driven company insured cars or driven as a named driver on my wife's insurance. I have insured a number of classic cars but these do not attract...
I have been driving for close to two decades but not in the UK. When I got here and got a car, the insurance providers refused my "years of experience" and would only accept a zero No Claim Bonus. I took...
My car was damaged by a marquee belonging to the police blowing onto my car and the metal frame damaging nearly every panel of my 16 month old Volkswagen. I had to pay the excess and was told no blame...
I bumped another car whilst parking. No damage was done and neither party claimed but I lost four years of No Claims Dicsount. Is this fair?
If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...
I know I can have a windscreen repair done on insurance without affecting my no claims bonus, but what about side windows? My car's window was smashed by a burglar, is it worth claiming on the insurance...
I'm buying a vehicle on PCP. My son, who is 34 years old and has been driving for 17 years, is named on the insurance as the main driver. I would like him to start earning his own No Claims Bonus. Is it...
Our car is registered in my name, our motorhome is in my wife's name. We both have maximum no claims and are in our 70s. I'm the only named driver for the motorhome. My wife is unwell and hasn't driven...
A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...
 

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