If a named driver makes a claim, does the policy holder lose their no claims bonus?

I share a car and the insurance covers the policy holder and a named driver. If the named driver makes a claim on the policy for an accident which was their fault, does the policy holder loose his no claims...

Will a claim for my stolen car affect the insurance policy on my other car?

Last year I had my Ford Fiesta stolen. I also own a BMW 5 Series. Will the claim for my Fiesta affect the no claims bonus for my BMW when it needs renewing?

Why is the insurance on my old car so high?

I've a 2004 Suzuki Alto and the insurance quotes are insane. Seven times what I paid for the car. I've been driving 11 years with no claims or convictions, although I haven't got any No Claims Bonus because,...

I lost a hubcap on my car on the motorway and caused damage to the car behind me - why has my insurance gone up?

Last year I lost a hubcap on my car on the motorway and caused damage to the car behind me where we exchanged details. I informed my insurance company and now at renewal, I find my insurance class has...

My insurer says I can't use my no claims discount when insuring a second car - is this correct?

Since my wife died, I am the sole driver on my insurance policy. I was thinking of getting a second car, but some insurance quotes say I can’t use my accident free record on a second car. I thought it...

Are insurance brokers obliged to provide evidence of NCB if requested?

Are brokers obliged to provide evidence of NCB if requested? I asked my broker to provide evidence because I wanted to change to a different provider who had offered a better price. They refused and made...

Can I use my saved NCB after living abroad for 18 months?

I have nine years NCB up to April 2018. Normally I would be able to use this within two years on a new policy. After 18 months living abroad, I am returning to the UK and buying a car. Can I still use...

I was involved in an accident where the other party admitted fault - should I go through my insurer or theirs?

Our car was hit from behind whilst waiting to turn at a junction. The other motorist was profusely apologetic and accepted liability. Our bumper was squashed and pushed out of shape, parking sensors squished...

Due to a medical condition I cannot currently drive - can my wife take on my no claims discount?

Due to a short term medical problem I am not currently allowed to drive. My insurance company has been notified and are happy for my wife (a named driver) to be the main driver but only until my policy...

Will I lose my no claims discount if I buy a new car?

I need to change my car and I have already four years NCB, however, my insurance will expire in November. If I change my car will I lose the seven months accrued to get up to five years NCB? Is there a...