My old banger was written off recently and now I need a new car. My situation is I don't (currently) have a drive or garage, I get the train to work everyday but I do need a car to get to the shops and make journeys to visit family & friends near & ocassionally far.

My options as I see them are use some savings up to £3,500 for a used car, though trying to find a good second hand car with low mileage and in good nick is tricky. Or do I go for a new car, keep my savings in the bank, (I will need to move house too this year) and find a PCP I don't really want to pay more than about £150 per month.

I just don't know what's the best thing to do. All my previous cars have been old and cost me money in the garage. I feel lavish buying a new car! Cars I've been looking at new range from Citroen C1s to Alfa Mitos!