
Best new car PCP deals December 2019
If you're looking for a new car on a PCP, have a look at our pick of the best PCP deals on some of the most popular cars in the UK.
* Updated December 2019. Please note that deals and prices may change over time

Ford Fiesta 1.0 EcoBoost ST-Line
One car that certainly needs no justification, the Fiesta has been the best small hatchback through several iterations as well as being the best-selling car in the UK for over a decade. And all those people can't be wrong. There are plenty of deals around but Arnold Clark has one of the best, offering a 1.0 EcoBoost 100PS ST-Line for less than £200 a month and with minimal deposit.
What you pay... |
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Monthly payment: £198 |
Annual mileage: 9000 |
Customer deposit: £198 |
Excess mileage fee: 6.0p per mile |
Duration: 48 months |
APR: 1.2% |

Kia Sportage 1.6 T-GDi GT-Line
If you haven’t come around to the idea of picking a Kia on merit rather than price then it is time you got to know the Sportage. It ticks the important boxes by being big inside (but not too big outside), comfortable and well-equipped. This deal is for the well equipped GT-Line model with the 1.6 T-GDi engine. We did find this cheaper elsewhere, but Arnold Clark offers a more generous annual mileage.
What you pay... |
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Monthly payment: £269 |
Annual mileage: 8000 |
Customer deposit: £1700 |
Excess mileage fee: 7.5p per mile |
Duration: 37 months |
APR: 5.4% |

Fiat 500 1.2 Lounge
The evergreen Fiat 500 continues to prove popular and there are no shortage of offers. True, you'll find plenty that offer a lower monthly than this, but Fiat is offering 0% APR along with no deposit and no monthly payments for three months. The mileage limit is quite low at 6000 miles but few people buy a 500 to cover big distances.
What you pay... |
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Monthly payment: £219 |
Annual mileage: 6000 |
Customer deposit: £0 |
Excess mileage fee: 6p per mile |
Duration: 40 months |
APR: 0.0% |

Honda Civic 1.5 VTEC Turbo Sport
Spacious, well-built and good to drive, the Civic is one of our favourite hatches, thanks in part to the excellent turbocharged engines which offer a good mix of performance and economy. This deal from Arnold Clark for the 1.5 VTEC Sport is actually cheaper than the 1.0-litre. You only need a £280 deposit and there's 0% APR too.
What you pay... |
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Monthly payment: £279 |
Annual mileage: 10,000 |
Customer deposit: £279 |
Excess mileage fee: 5.18p per mile |
Duration: 36 months |
APR: 0% |

Skoda Kodiaq 2.0 TDI 150 DSG SE 7 seats
The Kodiaq has proved hugely popular with UK family buyers and with its blend of space, comfort and good levels of standard equipment it's easy to see why. We think it represents good value for money and there are some good deals direct with Skoda. This 2.0 TDI 150 automatic has a 10,000 annual mileage limit and a reasonable APR of 3.9%.
What you pay... |
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Monthly payment: £340.98 |
Annual mileage: 10000 |
Customer deposit: £2500 |
Excess mileage fee: 6.98p per mile |
Duration: 48 months |
APR: 3.9% |

Volkswagen T-Roc 1.5 TSI SE
There's much to like about the T-Roc, most notably its refinement and comfort. If you're looking for a small crossover, this one should certainly be near the top of your list. Once again the best deal we could find was at Arnold Clark where you can get an SE with either the 1.5 TSI or 1.6 TDI for the same £299 monthly payment.
What you pay... |
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Monthly payment: £299 |
Annual mileage: 8000 |
Customer deposit: £299 |
Excess mileage fee: 7.2p per mile |
Duration: 49 months |
APR: 4.9% |

Peugeot 3008 1.2 Puretech Allure
It may be more expensive than rivals, but the good level of equipment and stylish cabin make the 3008 stand out, plus the driving dynamics and refinement are excellent. Arnold Clark are offering the Allure model with the excellent 1.2 Puretech engine for £309 with the same need for a deposit.
What you pay... |
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Monthly payment: £309 |
Annual mileage: 8000 |
Customer deposit: £309 |
Excess mileage fee:3p per mile |
Duration: 48 months |
APR: 3.5% |

Mercedes-Benz A180d SE
Although the new A-Class might not look much different to its predecessor, it's a huge improvement in terms of the interior and how well it drives. We're starting to see some good PCP deals too such as the A180d from Marshall which requires a reasonable £2000 deposit.
What you pay... |
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Monthly payment: £269.89 |
Annual mileage: 8000 |
Customer deposit: £2000 |
Excess mileage fee: 8p per mile |
Duration: 48 months |
APR: 5.5% |

Volvo XC40 T3 Momentum
If you're after a stylish and compact premium SUV, we think the XC40 is the best out there at the moment. Like the competition, it doesn't come cheap, but this deal from Volvo means you can get a T3 Momentum for less than £300 a month. There's a 10,000 annual mileage limit, which is just as well given the high excess mileage fee.
What you pay... |
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Monthly payment: £299 |
Annual mileage: 10,000 |
Customer deposit: £3690.27 |
Excess mileage fee: 14.9p per mile |
Duration: 49 months |
APR: 5.9% |

Suzuki Vitara 1.0 BoosterJet SZ-T
Suzuki is currently offering the Vitara with 0% APR plus there's the option of no deposit, but it sees the monthly payment rocket to £300. You can go for the SZ4 and it drops the monthly, but the SZ-T gets much more equipment. Just be aware of the 6000 a year mileage limit.
What you pay... |
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Monthly payment: £163.02 |
Annual mileage: 6000 |
Customer deposit: £3920 |
Excess mileage fee: 4p per mile |
Duration: 49 months |
APR: 0% |