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Top 10: Best PCP deals with 0% APR for 2019

Financing a car with a PCP needn't mean having to pay through the nose when it comes to interest. In fact there are plenty of deals that offer 0 per cent APR. Here are some of the best we've found.

1

Ford Fiesta Active 1.0 EcoBoost 100 '1'

The standard Fiesta may not be available on an interest-free PCP, but the Active version is. You get all the Fiesta goodness but with a higher ride height and softer suspension. It requires a small deposit of £350 thanks to a dealer contribution of £1500.

What you pay...

 

Monthly payment: £247.82

Annual mileage: 9000

Customer deposit: £350 

Excess mileage fee: 7.2p per mile

Duration: 38 months

APR: 0%

>> Where we found this deal

2

Suzuki Swift 1.0 BoosterJet SZ5

Well built, good to drive and cheap to run, the Swift is a cracking small car. Even better, Suzuki is offering excellent deals on the Swift - thanks to a £500 deposit contribution you can get a top-spec SZ5 with no deposit and 0 per cent interest for £233 a month. 

What you pay...

 

Monthly payment: £233.28

Annual mileage: 6000

Customer deposit: £0 

Excess mileage fee: TBC

Duration: 37 months

APR: 0%

>> Where we found this deal

3

Honda Jazz 1.3 i-VTEC S

Just like the previous generations, the current Honda Jazz majors on praticality with a big boot and lots of room for passengers. It's also a good steer and likely to be bulletproof. It may be the base model but you can get a Jazz with 0 per cent finance for only £199 a month.

What you pay...

 

Monthly payment: £247.82

Annual mileage: 9000

Customer deposit: £350 

Excess mileage fee: 7.2p per mile

Duration: 38 months

APR: 0%

>> Where we found this deal

4

Toyota Corolla Hybrid Design

Toyota's new Corolla is so new there haven't even been any deliveries in the UK yet, but you can still get one with 0 per cent interest. Far better to drive than previous Toyota hatchbacks, you can start with a low deposit but pay £4964 upfront and you get a very reasonable monthly of £279.

What you pay...

 

Monthly payment: £279

Annual mileage: 8000

Customer deposit: £4964 

Excess mileage fee: 8p per mile

Duration: 42 months

APR: 0%

 >> Where we found this deal

5

Mazda MX-5 1.5i 132 SE

Not many sports cars are available with 0 per cent finance but the good news is the MX-5 is one of them. A lightweight and beautifully-balanced roadster, the MX-5 is a little gem. Drop a £3356 deposit and you can get a 1.5-litre SE model with LED headlights and air-con for a monthly payment of just £299.

What you pay...

 

Monthly payment: £299

Annual mileage: 9000

Customer deposit: £3356.75

Excess mileage fee: 7.5p per mile

Duration: 24 months

APR: 3.6%

>> Where we found this deal

6

Volkswagen Up 1.0 MPI 60 Beats

There's no classier city car on the market right, with the Up squeezing all the charm and quality of bigger Volkswagens into a town-ready wrapper. It requires a hefty deposit though but the monthly payment is low as a result.

What you pay...

 

Monthly payment: £109

Annual mileage: 9000

Customer deposit: £3286.80 

Excess mileage fee: 4p per mile

Duration: 36 months

APR: 0%

>> Where we found this deal

7

SEAT Leon 1.0 TSI 115 FR

You get everything a modern hatchback should be with the Leon, including a smart exterior, quality cabin, efficient engines and plenty of tech. It's also still available witn 0 per cent finance, so you can get the higher-spec FR version with the keen 1.0-litre TSI engine for £189 a month.

What you pay...

 

Monthly payment: £189 

Annual mileage: 5000

Customer deposit: £2499

Excess mileage fee: 3.6p per mile

Duration: 47 months

APR: 0%

>> Where we found this deal

8

Citroen C1 1.0 VTi Urban Ride

Citroen's C1 is compact outside but spacious inside, super-frugal and in this Urban Ride trim, available in some smart new colours.  A modest £2000 deposit will get you a 0 per cent finance deal too, with a small excess mileage fee if you should go over the 6000 mile limit.

What you pay...

 

Monthly payment: £154.25

Annual mileage: 6000

Customer deposit: £2000

Excess mileage fee: 2.5p per mile

Duration: 37 months

APR: 0%

>> Where we found this deal

9

Skoda Fabia 1.0 MPI 75 SE

The Fabia mixes good value, practicality and comfort like all the best Skodas do. 0 per cent interest is only available on models fitted with the 1.0 MPI engine but you can choose the more plush SE and SE-L models and there's a chunky £1750 deposit contribution for a low monthly.

What you pay...

 

Monthly payment: £147.64

Annual mileage: 10,000

Customer deposit: £1577.50 

Excess mileage fee: 3p per mile

Duration: 48 months

APR: 0%

>> Where we found this deal

10

Renault Grand Scenic 1.3 TCe 140 Play

SUVs might be all the rage but the Renault Grand Scenic is a perfect example of how good an MPV can be. Spacious, hugely practical and good-looking, it's worth a closer look if you need the space. It's also available under Renault's current 0 per cent finance deals at £199 a month, although there's a high deposit.

What you pay...

 

Monthly payment: £199

Annual mileage: 6000

Customer deposit: £6201  

Excess mileage fee: 4p per mile

Duration: 37 months

APR: 0%

>> Where we found this deal

 

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