Is your car your pride and joy, or are you ready for a change? Let us know and you could win a £300 John Lewis voucher | No thanks

Penalties for uninsured drivers 'should be tougher'

Fri, 05 Dec 2008
The penalties handed out to people who drive without car insurance are not severe enough, it has been claimed.

According to the Association of British Insurers, if a motorist is caught breaking the law they will probably only receive a fine - and that is usually less than the cost of cover anyway.

Spokesperson Malcolm Tarling said: "The penalties do not reflect the seriousness of the crime and do not act as a sufficient deterrent and this has been the case for some time."

He acknowledged fines could play a role in tackling uninsured drivers, but stated they were not a solution on their own.

Mr Tarling suggested a more appropriate penalty would be to take an offender's vehicle and have it crushed.

This comes after research published in the Institute of Advanced Motorists' magazine found young male drivers living in highly populated areas were most likely to take to the road without car insurance.

If you want to know how to find the best deal for your car insurance, finance or warranty visit our car insurance calculator.
ADNFCR-1081-ID-18914872-ADNFCR

Comments

Add a comment

 

Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17

£186.05

48 monthly payments

Apply now

Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

CarFinance 247 Limited is acting as an independent credit broker

Universal Square, Devonshire Street North, Manchester, M12 6JH