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Swinton No Insurance Penalty for Points

Thu, 17 May 2007
Drivers with six points or more on their license looking for
insurance could soon be viewed as 'standard' rather than
'non-standard' says Swinton, the UK's largest high street insurance

Pointed drivers are no longer automatically penalised at Swinton as
a result of the increase in the number of motorists now saddled with
penalty points. And the move reflects a change in attitude by the
insurance industry as the estimated number of pointed motorists tops
6 million*.

With the 6,000 speed cameras on our roads already catching over 2
million speeders each year, and driving whilst using a mobile phone
now costing the driver three points, an unblemished license is
becoming rare.

Swinton announced it had seen a 12% increase in the number of
drivers with points looking for insurance during 2006 - and as a
result has set up a dedicated unit to deal with this rising demand.
Swinton Specialist was launched earlier this year for drivers of
imported, modified and high performance motors. The division is now
also handling drivers with penalty points, and is already
experiencing a high volume of calls.
Neil Ackinclose, head of Swinton Specialist, explained: "Over the
last few years we have seen a dramatic increase in the number of
drivers with penalty points requesting insurance. A few years ago
insurers might have assumed that a motorist with six or more points
on their license was a reckless driver, but that is no longer
necessarily the case.

"A 2006 YouGov survey estimated that 16% of drivers now have points
on their license. As that figure continues to grow - with some
estimating the actual number of pointed drivers to be in the region
of 10 million - insurance providers are having to accept that points
alone can no longer be used as a yardstick for driver evaluation.

"Here at Swinton we have set up Swinton Specialist - a dedicated
unit to deal with non-standard motor insurance - where drivers with
any number of points are treated as individuals. We look at full
driving history and aim find a value policy to suit each car owner,
whatever the vehicle."

Any driver interested in talking to Swinton Specialist should call
0800 781 8400.


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