I recall HJ directing someone to an insurance company suitable for people who may have more than one older car on the drive (a Citroen BX or two) and may want or need to be covered on alternative cars as and when mechanical attention is needed.
Does anyone recall this?
btw - I'm being hard-sold Kwik-fit insurance at the moment. Prices are attractive, but does anyone have any experience of the company in this field. They're offereing me a quote for insurance through a company called Fortis. Any advice appreciated .
David M
You know Citroens make sense in an up-and-down world......
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I continue to be surprised by the hassles everyone seems to have to go through to get their car insured, not to mention the cost.
Why can't the car be insured not the driver? That's what my system is. I just pay the premium based on make, engine size and year. If I sell the car I sell the insurance with it. Easy-peasy.
Change is inevitable -- progress is optional.
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>>Change is inevitable
except from a vending machine.....
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I believe your question is answered in a "full" page article last Saturday's (21 Sep)D.Tel "your money" section, page B5.
The 4 companies listed there with tel nos. are
Groupama
IAM Select
Zurich
Privilege
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See also HJ's FAQ1, "insurance - private multi car policies"
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why not "nationalise" 3rd party cover - add the cost to road tax/petrol, so everyone on road automatically has basic cover - this would get round problem of uninsured drivers, then everyone who wants fully comp cover would top up?
El Hacko
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...of course the following assumes everybody registers their vehicle, but I have to go the Land Transportation Office once a year. The first counter you go to is the one that sells you mandatory third party cover. Without this you can proceed to the next counter to do the reg part. Among the many other diasters in traffic management where I live this at least seems to make good sense.
As El Hacko suggests, you then want to insure your beauty against the other rigours of life on the highway, you buy it yourself.
Change is inevitable -- progress is optional.
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"can" should of course read "can't proceed to the next counter..."
Change is inevitable -- progress is optional.
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Bluesure sounded interesting to me, so I trawled through the application process to get a quote. At what appeared to be nearly the final stage, the system hung up and refused to progress. Then it lost all the information I had taken about 15 minutes to enter.
A few days later a tried again with the same result.
I won't be trying a third time!
Anyone got through the entire process?
Andy
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David
I was insured with Fortis for 2 years. My experiences were not great. Hopefully I have worded what follows to avoid slander.
Firstly, after 8 months of driving a 9 year old Micra 1.0 it died and I bought a new Ford Ka 1.3. Despite this being a lower insurance group, the yearly insurance premium went from £500 to £900. Thus I paid about £140. Ouch. I tried online quotes from other insurers and they would do the Ka at about the same prices as the Micra. But if I had changed insurer, I would have lost 8 months no claims. (Only whole years count.)
Secondly when thieves broke a window, the repairer was a dodgy looking geezer in a dodgy looking garage round the back of a local shop. He didn't have the glass in stock, and didn't have a secure car park, so my car sat in the work car park overnight, and filled with dew. When it was repaired, the dodgy geezer left bits of glass all over the place. Other insurers such as Direct Line use the well known companies that send a van round. (You can check up with Fortis. Give them a bell.)
Thirdly, after the first year they incorrectly told me I had lost my no claims bonus, but quoted assuming an in tact NCB. So when I shopped around to renew, surprise surprise, they gave the best quote. To be fair, they were very quick to rectify the problem once I had realised that it was a mistake. So that is a plus point.
The third problem might have been an honest mistake that any insurer can make, but I advise you to check the other two points.
In the end, don't just choose the cheapest insurer. Check the small print too. Hope this helps.
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Thanks to all, and especially to Lief for his personal experience.
I was cold-called last year and offered a similarly attractive price - only to find that (as I understood it) I would have to have my "free gift" for accepting the offer - an immobiliser/alarm - "professionally fitted". I declined the offer then, and suspect I'll decline this one, especially as I'm now being pressed to accept the deal (always gets me - a good deal should speak for itself and remain "open" for a reasonable period). It's been implied the price is somehow of limited duration. Sales pressure - Yes, good customer service - no.
As I'm not renewing until 7th October I'm not going to do anything hasty.
David M
You know Citroens make sense in an up-and-down world......
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