February 2009
I find myself needing to insure a second car for a bit, but I?m not sure how best to go about it. Whether to insure it normally then just cancel the policy, or to go for a short term thing?
I?m moving out of my house in Scotland, so my precious little Micra needs to be put back on the road after being SORNed for 18 months. There is method in this madness, as I want to put it back on the road anyway as a smoker. The other half?s Pug 206 needs to go but she can?t be without a car. So the plan is put the Micra back on the road, flog the Pug, she gets my Punto for a couple of months while I kick about in the Micra, then buy a real car.
That plus the fact that even with 173k on it, the Nissan still well outlast the Pug. I know it?s just a Micra, but I love that wee car, it outlasted my ex-wife and proved much more reliable. It owes me nothing and costs peanuts to run.
Anyway I digress, we need to therefore be running 3 cars for a bit until the Pug is sold, at which point the Nissan will be insured by the girl.
So should I just insure the Nissan normally (with no no-claims bonus this is about £200) then cancel or move the policy, or is there some kind of short term thing I could do?
My other question is, if I insure the Micra in my own name with no no claims bonus, I take it I don?t have to protect it? By that I mean that any claim on the Micra won?t affect my no claims bonus that I have on the Punto?
Sorry if these seem stupid questions, but with an impending move date a few weeks away I?m as busy as a one armed paper hanger. I need to get the car insured, taxed and MOTd in one weekend so I can drive it back.
I the long run, this will bolster my argument of I-don?t-mind-driving-a-crap-car-during-the-week-if-I-can-have-somethin
g-interesting-for-the-weekend
argument
cheers
douglas
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hi
i have a petrol 406 with air con and had a big stop light come on yesterday. took it to the dealer who ran it and told me the head gasket might have gone, radiator leaking and colling fan not working. however i put oil in it and thats ok but now my temp guage goes over 90 when doing only 3 miles. Help please as there was no leaks or problems before they checked it.
clangers37 Read more
you put oil in the radiator?
I received an MOT reminder from my (small independent) garage today, together with a leaflet from the 'Right to repair' campaign. Any car owner who would wish to retain their choice of using an independent garage for servicing and repairs after 2010 should visit:
www.r2rc.co.uk
{make/model deselected as this relates to any car} Read more
" am afraid that it seems my understanding of English is different to yours."
Obviously!
i have been pointing out how a particular case was flawed.
You assume I think the trader needs more protection.
oh well!
This a.m. stopped just up the road from an operative servicing a speed camera. His vehicle was obstructing both the pavement and the road, being in fact parked straddling the double yellows! So, as you do, I took a couple of snaps. Where to send these to best effect? Read more
I do the school run every morning and invariably remind parents about stopping on the School zigzag lines. A common response is "but I'm only stopping for a minute....." and occasionally "Why? Are you a policeman?". Others block driveways or even park in driveways to avoid a 200 yard walk. I just think it's selfish behaviour.
Hi, sorry I don't have the manual to check to see what the problem is ? This warning light (!) is flashing red on the dash, can someone tell me what it means ? Cheers Simon Read more
Yes but that goes off after a couple on minutes where as the fluid level dos not. Check the fluid level and report back. Regards Peter
In fact, it doesn't actually have to be a clone. Having the same registration number is enough.
Interesting story about woman in Nottingham who owns a Toyota car was given a ticket because a white van was seen parked in a bus lane with the same registration.
Raises interesting legal issues.
See tinyurl.com/az9a3a
and / or tinyurl.com/azm2bt
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'many people do very little to help themselves at times of difficulty, then moan like hell when officialdom starts chasing them'
I think you will find that those who moan. i.e the innocent ones, do so because they are unhappy with the change in law that means you are guilty until you prove yourself innocent something you can only do by taking the time and trouble to fill out the forms that land on your door mat. Would you be happy to fill out a form once a week giving all your movements over a 7 day period so as to preclude you from any reported crimes in your town ?.
Hey,
Basically I am an absolute novice. I am trying to add some oil to my engine, it is a endura-e, the oil cap is a push fit (not screw).
The only way i can get it off is when the whole cap comes away from the engine, surely this is not how it is meant to be done as you would be bypassing the two pipes that feed into it? or is that the idea.
Sorry for my terrible explanation here is what it looks like
www.dervman.com/enginebay.jpg Read more
you dont have to get the oil in to the breather pipes that are attached to the cap.. just trickle oil in the hole that appears when you remove the cap.. and dont add too much keep checking with the dipstick
We hear all about the large stockpiles of brand new cars, but who buys a new car that has already been manufactured? All of mine have been to my own choice of specification and with factory fitted options. Doing it that way guarantees that it's not stood around in the open for ages, and not been sat in or pawed over or been driven by all and sundry whilst at the dealer. I can't get that excited or impatient about a new car that I can't wait a few weeks for it to arrive from the manufacturer. Read more
If they came down the line with that code a coke tin went behind the
trim!!!
I'd be surprised if coke tins were allowed anywhere near a production line nowadays.
Walked down to the garage this morning and picked up the Suzi V after a cam belt change. Past the garage runs a bus lane, but only in the direction I wanted to go so pulled off forecourt, crossed the bus lane and turned left into the car lane. It was in prohibited hours. Fair enough, no problem. 50 yards up there was a private coach, the type with the big 'sticky out ears' ( mirrors ) parked on the opposite side of the road.. I don't think there is any parking restriction there. Rattle will know where I mean.
Now, it was rush hour and traffic was pouring towards me in 'my' lane to avoid the coach. I would have put up a fight but the first one was a double decker bus and it was followed by an unending stream of other vehicles. Would I have been allowed to go into the bus lane at this point ? I didn't risk it, as when I had dropped the car off the day before there was a Smart car with cameras on the roof parked on the forecourt of an 'KFC' (Colonel Sanders best ), monitoring the lane. I waited, with a queue of cars behind me until it was clear, no-one else tried to pass using the bus lane.
Ted
slight edit Ted. You'll know where and why ! Read more
Wow thats very good of you Ted, legally I am sure you didn't have to do that, I suppose if its a neighbour and you sell them a good car in good faith it is the nice thing to do.
I think with the bus lanes you cannot get points on your licence, only a fine.
The biggest joke I have with the bus lane in question is I get beeped for going in there even though its out of hours! All the other people are stuck in traffic and I am wizzing past them just before it ends at Beech Road.
I am torn between buying a 2004 Honda Accord 2.0 VTEC petrol or a 2004 Accord 2.2 CDTi, my dilemma is that the DMF topic seems to be a fairly hot one at the moment, for those that don't know what a DMF stands for it is a 'Dual Mass Flywheel' it's a part of the drive train in many modern diesels and when it requires replacement it can mean a new starter motor and it is also recommended to get the clutch replaced too meaning a potential £2000 bill.
Q1: is what is the typical life of this group of parts ie replacement intervals and
Q2: Do DMF's fail at random mileages?
Q2: does anybody have stats on how many CDTi Accords were sold in the UK?.......just wondering as you can gauge the size of the problem against the amount of DMF failures on that figure.
Q3:is there any stats on DMF failures on Accords?
I'm open to any feedback on the DMF topic as it's making my decision difficult, I want the CDTi but want to know how bad this problem is before buying one and using all my money up!
Thanks
C
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Browse
By that I mean that any claim on the Micra won?t affect my no claims bonus that I have on the Punto?
The questions insurers ask are: (independent of which vehicle/insurer car/bike)
"Have you had a claim in the last xx years"
"Have you had an accident in the last xx years".
Both these will have to be answered honestly and may well affect your premium - but not your NCD.