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Car finance Q&As

Published 29 April 2013
Most recently answered finance questions
I will shortly be coming to the end of a four-year PCP agreement on my ML and am concerned about the potential penalty charges I may incur for alleged...
My partner and I are buying a car from a garage in Derby, and have paid a £500 deposit by credit card. The car belongs to the garage owners wife, but...
Our PCP ends in November this year. Our mazda2 1.5 Sport 5 door will be 3 years old and will have done 18k miles. The conditions of the PCP were 24k miles....
I have just had a car accident and my car is a write off, what will happen with my finance as I do not have GAP insurance. Do I have to pay the outstanding...
Is it possible to advertise and possibly sell a car with outstanding finance?
I am going to buy a new car in the near future and have been advised by the dealership that I should take out a PCP in order to take advantage of a £1000...
I bought the above MINI in 2009. I 'scrapped' a perfectly good 16 yr old Volvo for this car and wish I hadn't! I've had nothing but problems with it since...
I am getting increasingly confused about the different options available for someone who can't afford to buy a car outright immediately. I am starting...
Got a 2006 Vauxhall Corsa C on Finance from Evans Halshaw and through Black Horse, I was 18 just passed my test and wanted a good first car, was willing...
I have bought a car online from a motor dealer in London and two days later carried out an odometer check to realise the car has finance outstanding and...


Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17


48 monthly payments

Apply now

Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

CarFinance 247 Limited is acting as an independent credit broker

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