Is it smart to exit a PCP a year early to start another PCP?

Is it a good strategy to exit a 42-month PCP early (say a year early) so there is still good equity in the car, to then start another PCP, as opposed to keeping the car for the full term and then taking...

What's the best way to pay for car insurance, monthly or annually?

What's the best way to pay for car insurance, monthly or annually?