Ask Honest John

Most recently answered insurance questions
I was in a serious collision, which left me with head injuries and loss of memory. I was given the details of the other party involved by the police, which I forwarded to my insurer - Esure. They now want...
I recently had a front end collision with a tree in the snow. No other parties were involved and no personal injuries were sustained. I damaged front offside lights, bumper, wing, driver's side door and...
My daughter is 32 years old and has been a named driver on my policies since she was 17. She has had 15 years of accident free driving, but this does not seem to matter when looking at quotes as I always...
I recently damaged the front end of my car, it was my own fault. My insurer verbally said, on three separate occasions, that the car has been authorised for repair and that it has not been written off....
I just had my renewal quote, when asked if anything had changed I mentioned the removal of three penalty points from my licence last year (after three years). I was told that insurance firms keep the points...
What's the cheapest way to insure a 17 year old learner driver on my car whilst teaching them to drive?
I am shortly to renew my car insurance and to protect my no claims bonus of nine years, maximum, the charge is £30. For what? It does not seem to me to give any real reason to pay. Could you give me some...
I have purchased an Experian search on a car due to it being an Insurance write off. It only advises of the category, it doesn't show the name of the insurance company. Is there anyway I can find this...
I often read in your questions that the third party admitted liability. I always understood that one must NOT do that as it will reduce the negotiating stance of the insurance company. Otherwise, fault...
My son had his van broken into recently, the thief put a hole in the door and undid the lock through this. The van was fixed at a local garage through his insurance, but they didn't replace the lock, just...