My husband and I have almost identical policies - so why is his insurance premium so much higher?

My husband and I both drive the same car, a 2004 Nissan Almera. We both live at the same address and are both 33. My husband has eight years no claims, while I only have three years. No matter how much...

My car insurance has gone up following a claim - how can I reduce the cost?

I was recently responsible for a low speed collision when I reversed into another vehicle - my first blameworthy incident since 1967! I have just received my insurance quotation for next year (co-op insurance...

My son's premium increased after an accident that wasn't his fault - can we claim this from the driver that hit his car?

My son was hit in a car park and the other driver admitted liability. The claim was dealt with by their insurers but has been declared when my son renewed his policy. The premium has increased although...

Am I obliged to inform my own insurer of a claim that's going through the other party's insurance?

Am I obliged to inform my own insurance company of an car park bump, even though I was not in the car at the time and the lady responsible has admitted fault? She gave me all her insurance details.

I got caught doing 20mph in a 30mph zone - should I take the points or do the speeding course?

I just received a speeding enforcement notice doing 30mph in a 20mph zone. If i pay the £100 fine and take three points, will this effect my insurance premiums? Or would it pay to spend £100 to go to the...

My premium increased after a no fault claim - should the at fault insurer cover this cost?

Last December, my son's neighbour reversed into my car, which was parked across the road from him. My car was repaired by the neighbour's insurer after he admitted full responsibility, and I approached...

My insurer have increased my premium even though I didn't make a claim - can they do this?

I contacted my insurers to inquire about getting some vandalism repaired on my Range Rover, but it turned out the excess on my policy (which also has protected NCB) was more than the cost of repairs so...

Is it normal for insurers to consider Diamondbrite a modification?

I'm looking to get my brand new Hyundai i10 insured. But, because I used Diamondbrite, the insurers are saying they won't insure my car because the premium will go up (they say it has been modified, non-standard...

Daughter was involved in a no-fault accident - is a notification only or no-fault claim best?

Someone has reversed into my daughter's car while she was stationary in car park. It caused £300 of damage to her car. We have notified her insurer, who are processing it as a no-fault claim. However,...

My insurer just paid out a claim from a minor incident two years ago - can I argue that they should have fought it?

About three months ago I received an email from my insurance company informing me that Metro travel bus company were making a claim against me. They say that I reversed into a bus and fled the scene.They...