Ask Honest John

Most recently answered insurance questions
Can one report an incident to the insurance company without making a claim? And if so, is there a time limit?
Can you please tell me how black box insurance works? I understand it records your driving but I have the feeling it could come back to haunt you? I am looking for insurance for my 17 year old daughter...
Six months ago my wife had a minor accident (nobody else involved) which resulted in an insurance claim. Over the past couple of weeks we have received several calls from an organisation calling itself...
My garden wall was hit by a driver at 4am on a Saturday morning. He was involved in a crash with another vehicle and both drivers fled the scene. One driver was arrested (not the driver who hit my wall)....
I was rear ended today by a gentlemen on a bicycle. I have reported this to my insurance company who tell me that I will have to pay the £500 excess as there is little to know chance of recovering this...
I have been offered a cheap car but the seller has said it was once an insurance write off. A quick check shows it was a Cat B write off in 2008. Everything I read says a Cat B can only be sold for parts...
Can a car be written off over phone? I don't think the damage is bad at all, just the front grille and a dented bumper. Looking at the structure, all looks fine?
Recently, after an emergency stop, my foot slipped of the pedal and I moved forward slightly, but I immediately put my brake on. Unfortunately I touched the car in front but there was no crash just contact....
We're buying a car for our daughter and would like to start the insurance policy in her name, but with the parents included as additional drivers. Can we start her policy before she's 17 so we can collect...
If I slightly damage a car but agree to pay for the repair without going through insurance, what sort of receipt should I get from the other driver to say they are happy with the repair?