Ask Honest John

Most recently answered insurance questions
My Volvo S60 was recently involved in two accidents within a space of a month, both times involving my 28-year-old son, who is a qualified driver and on the insurance policy. The first time was when the...
Would fitting winter tyres affect the validity of my car insurance, as I will have changed the original specification?
Following the horror-story reports of insurers charging extra premiums when notified that people fit winter tyres and wheels, thought I'd just add a bit of good news. When I rang Mercedes' insurers (Aviva)...
I am thinking that to have a spare set of winter wheels and tyres would be a good idea, as I have heard they are much better for grip and braking at temperatuires below 5 degrees. My S-Max 2.2 Diesel...
My fiancee has previously been paying approximately £500 a year to insure her car. In October she unfortunately suffered a collision that resulted in her insurance company, Elephant, writing off the car...
I have followed your advice on winter tyres, which have transformed my 7-year-old Volvo V40 in the snow and ice. I thank you, but please could you explain why you advise winter tyres 'on a separate set...
Earlier this year my wife and I were on holiday in East Yorkshire. On our return home we found a letter from an insurance claimer stating that our car had hit another car in Liverpool on a day when we...
Unbelievably,my insurance company told me that I would not be insured if I changed my normal tyres (rated 91W) for winter tyres (rated 91H). H rating is, I believe, up to 130mph so improving my roadholding...
Just a question to seek an explanation as to why my insurance company (Direct Line) are to charge me £56 to cover me for the fitting of steel wheels and winter tyres to my wife's vauxhall Zafira GSI I...
An article in the motoring section recently talked about the rising cost of insurance. It failed to mention some of the reasons for these increases. 1) The high, almost obscene charges made by solicitors...