Ask Honest John

Most recently answered insurance questions
Can a 2012 fiesta 1.4diesel be chipped for better performance?
In your experience, what action is likely to be taken by the DVLA and/or Police against an owner who keeps their vehicle off the public road for almost a year without valid VED or SORN but continuously...
In November 2011 I assisted an elderly widow friend of mine to source car insurance on the internet. After a search we settled on Saga Motor Insurance. I paid with my Mastercard to simplify matters and...
My wife's car got hit earlier in the week. It was parked, not on the highway and an elderly gentleman reversed out of his garage and hit the car. It was witnessed by my wife and the gentleman asked us...
A month ago I had a very slight accident. I backed out of a parking bay and into a car that had stopped behind me (my fault, no doubt about it). We examined the damage to the other vehicle (which was seven...
With the introduction of gender-neutral insurance premiums now in place, it got me thinking about how risk was evaluated by the insurance companies. One thing I can’t figure out is why a driver’s occupation...
My Mini was broken into and stolen in 2009 by a joyrider. It was recovered somewhat damaged a few hours later by police. My insurers promptly declared it would be written off, their assessor asserting...
After a recent accident I made a claim on my car insurance policy. I asked if I could use my preference of vehicle repairer instead of the one nominated the insurance company. They said I could but they...
My daughters boyfriend has had his car written off by the insurance company, it is a 53 plate Fiat Punto. It only has side passenger side damage to the rear. He has settled with their offer and has decided...
Can insurance company send a cheque, and take back my hire car before a settlement has been reached? When am I required to return the car by Law?