Is your car your pride and joy, or are you ready for a change? Let us know and you could win a £300 John Lewis voucher | No thanks

Lying motorists 'may invalidate their insurance'

Wed, 24 Dec 2008
An increasing number of motorists are putting their car insurance cover in jeopardy by lying in order to secure a better deal, it has been claimed.

The Association of British Insurers (ABI) revealed providers have noticed more motorists are cheating - or failing to disclose required information – in a bid to get cheaper premiums.

According to the group, one common deception involves a parent adding their son or daughter to a motor insurance policy as an occasional user, when the child is actually the main driver of the car in question.

Neglecting to inform providers of previous motoring convictions was highlighted as another problem insurers are coming across more frequently.

Commenting on the findings, Nick Starling, ABI's director of general insurance and health, said: "Being truthful and shopping around will mean that your insurance delivers when you need it and that you get the best possible deal."

In other motoring news, ABI recently claimed road safety groups and the government needed to work with together in order to reduce the number of whiplash-related motor insurance claims.

If you want to know how to find the best deal for your car insurance, finance or warranty visit our car insurance calculator.


Add a comment


Ask Honest John

Value my car

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £8,930.17

Total cost of credit £1,430.17


48 monthly payments

Apply now

Representative example

Borrowing £7,500 over 4 years with a representative APR of 25.4%, an annual interest rate of 25.4% (Fixed) and a deposit of £0.00, the amount payable would be £239.77 per month, with a total cost of credit of £4,008.96 and a total amount payable of £11,508.96.

CarFinance 247 Limited is acting as an independent credit broker

Universal Square, Devonshire Street North, Manchester, M12 6JH