Not on MID so done for no insurance - L'escargot
Whenever I hear of someone complaining about an imperfection in the police's system I can't help but wonder whether their own house is completely in order. I think it's better for the police to be too harsh than too lax.
Not on MID so done for no insurance - ifithelps
You're a hard mollusc, L'escargot, but I think other threads have shown on here the database used by the prosecuting authorities is not 100 per cent accurate.

So the story in this thread could be true.

I don't see a problem provided the matter is sorted quickly when the driver produces his insurance certificate.
Not on MID so done for no insurance - Armitage Shanks {p}
I expect my bank computer to be accurate, I expect the computers that operate the controls of an aircraft in which I am flying to be perfect. Why should some bit of junk run by the Governement and its minions be less than perfect? Answer - because they can get way with it and they don't care!

Edited by Armitage Shanks {p} on 06/03/2009 at 07:22

Not on MID so done for no insurance - Dwight Van Driver
Problem as I see it is that the MIB Database takes some considerable time to be updated and effected by GIGO.

It is being read as gospel as opposed to a pointer.

If No Insurance is considered to be a serious offence then like speeding prior notification of proceedings should be required.

Again another agency is lax in its procedures that will get blamed on Police and an erosion in standing by general public.

dvd
Not on MID so done for no insurance - Altea Ego
I expect my bank computer to be accurate


Alas they are not not always

I expect the computers that operate the
controls of an aircraft in which I am flying to be perfect.


Again not the case - as the recent crash at Schipol will tell you - the "computer" landed it short
Why should some
bit of junk run by the Governement and its minions be less than perfect? Answer
- because they can get way with it and they don't care!


Reason? nothing is perfect




Not on MID so done for no insurance - yorkiebar
But it is all so simply cured.

Every time a speeding NIP is sent out the owner should have to produce all his documents for checking.

How many times has the opposite happened where a car has been pulled for speeding and the driver is not insured but gets away with it because the "car" is shown as insured ?

Too much reliance on "systems"
Not on MID so done for no insurance - Mapmaker
>>Also, if anyone had bothered to look at the form produced by the police records
>>system, they would have realised there was a problem; insurance always starts at
>>00:01, and not at 12:17 !

What utter nonsense. Insurance runs for exactly 365 days, to the minute, from the moment that it starts.

So when I bought my new car, my insurance ran from 10.23am on 10 January. And it will run until 10.45am on whatever date in April is my renewal date, being the anniversary of when I first bought it.

Not on MID so done for no insurance - zookeeper
So when I bought my new car my insurance ran from 10.23am on 10 January.
And it will run until 10.45am on whatever date in April is my renewal date
being the anniversary of when I first bought it.



why did you insure your new car 8 months before you bought it?
Not on MID so done for no insurance - Mapmaker
"It" = insurance policy, not car. Thought that should be fairly clear...
Not on MID so done for no insurance - Pica
My car was not on the MID (rubbish insurance broker) so I made sure I kept a copy of the insurance paperwork in the glovebox in case I was stopped (as advised on here).

In the end I contacted the Insurance Ombudsman who got it all sorted for me and I got an apology from the Insurance company stating that they had not received the paperwork from the broker (after 3 months)!!! So I was unsure if I was technically insured by the company or not. At least I had paid for it in full so I would have had a good case.

I would have been pretty miffed (to say the least) if it was an automatic fine by APNR.
Not on MID so done for no insurance - dacouch
It will actually run until Midnight or Noon on the anniversary depending on the Insurance Company. They do not run it until the exact time you took it out.

Have a look on your certificate to see what time it runs out.


Not on MID so done for no insurance - Mr X
Policing by computer. It's just going to get a whole lot worse. How often should we ( as some seem to suggest that WE ALL have 24/7 access to an online computer ) check our insurance is on MID. Once a year, once a month, once a day or before starting the engine on every single journey ? If the law requires that it is the drivers sole responsibility to ensure his vehicle shows up on MID, then lets see a nationwide TV, radio and media advertising campaign to highlight this fact.
Not on MID so done for no insurance - commerdriver
The MID system needs to get sorted out but any system that relies on thousands of different organisations to update it is always going to have problems.
We need something like this all the time people drive with no insurance, not one or two who forget but more than a million who choose not to and then leave other people with the consequences.
Not on MID so done for no insurance - FotheringtonThomas
If the law requires that it is the drivers sole responsibility to ensure his vehicle
shows up on MID


It doesn't and it isn't.
Not on MID so done for no insurance - Mr X
My point entirely.... so why must I check to see if I am on it other than to avoid time consuming and costly actions to put mistakes right ?
Once I have paid my premium and received notice of cover, then that should be it as far as I am concerned until the law is changed to state that I must also ensure I appear on the MID.
Not on MID so done for no insurance - Bagpuss
My point entirely.... so why must I check to see if I am on it
other than to avoid time consuming and costly actions to put mistakes right ?


Because it is in your interest to do so and no-one else cares. The insurance companies clearly don't see it as a priority and presumably rely on minimum wage drones or call centre operatives in Timbuktu to enter the data in order to save costs.

If I lived in the UK I would personally ensure my data was correct and if there was a problem would hound the insurance company to fix it. Maybe if enough people did this the insurance companies would ensure better data quality in the system in the future.
Not on MID so done for no insurance - jbif
... why must I check to see if I am on it other than to avoid time consuming and costly actions to put mistakes right ? .. >>



Mr X
I think you could do a lot of good by assisting Farndon in his campaign:
www.honestjohn.co.uk/forum/post/index.htm?t=69829&...e

This post by Farndon has his website address to contact him:
www.honestjohn.co.uk/forum/post/index.htm?t=68927&...e

But to make it obvious, in case it is not easy to spot there, it is:

www.xchange.co.uk/vodot/


Edited by jbif on 06/03/2009 at 10:51

Not on MID so done for no insurance - Mr X
Seems like a worth while campaign. Remember, if people hadn't taken action and voiced their disgust, we'd still be sending kids up Chimneys and refusing women the Vote.
Not on MID so done for no insurance - FotheringtonThomas
Perhaps you will change your mind when the police take action against you because (for instance) you just happen to look like someone else. A spell of time locked up for no other reason than a superficial resemblance to someone else might cure you of these thoughts.

BTW, if I read the OP correctly, it's not a police issue.
Not on MID so done for no insurance - FotheringtonThomas
This *is* pretty disgusting. Is the "safety partnership" a target for legal action, due to the apparently broken, AIUI, nature of their interface to the PNC? This is possibly worth asking about via a FOI request (MP's involvement?). We & the police have enough to do as it is, without being sent off on wild goose chases by broken systems.
Not on MID so done for no insurance - Stuartli
Agree with earlier comments but, on the brighter side, this story will cheer you up..:-)

tinyurl.com/aohe7q (www.southportvisiter.co.uk)
Not on MID so done for no insurance - retgwte
having worked professionally in police IT and Crim Justice IT a few times, I can report that like most of the rest of the public sector they are clueless, badly managed and attract a certain sort of old world civil service attitude

hardly surprizing that the results are so bad

really let down the coppers on the front line

we really need radical reform of the pubic sector and the same old consultancies they keep hiring

shame

Not on MID so done for no insurance - Blue {P}
IIRC the MID is 95% accurate, therefore, whilst issuing speeding tickets anyway it makes siense to also summons the person for no insurance if they show up as not being covered.

Net result is that the vast majority of people who are summonsed will turn out to be guiity of the offence, those that aren't guilty merely need to show their documents as their defence evidence and the case would be dismissed.

It's actually quite effective when you think about it and may lend more public support to speed cameras if the public see that they are indirectly helping to detect un-insured motorists.

Where's the problem?
Not on MID so done for no insurance - FotheringtonThomas
Where's the problem? See HJ's original post! This does not seem to be a problem with the MID.
Not on MID so done for no insurance - Blue {P}
I've read it but am in a hurry to go to work so maybe have mis-understood, I thought that the reader was shown as un-insured by the database and so was given a summons for that at the same time as a summons for speeding. Quite efficient IMO.

I still can't see a problem. In this life if something gives the Police reasonable grounds to suspect someone of an offence then they are duty bound to investigate. I would say that a computer record showing no cover which was 95% likely to be accurate was evidence enough.

Not on MID so done for no insurance - yorkiebar
"It's actually quite effective when you think about it and may lend more public support to speed cameras if the public see that they are indirectly helping to detect un-insured motorists.

Where's the problem?"

Whislt I agree with your thoughts, the problem I see is that the car is flagged as insured or not insured; but that is irrelevant. Its the driver who needs to be checked, not the car. Quite easy for someone to insure a car and let all and sundry drive it; are they insured?

Also, a trader can be driving the car and be insured but the car shown as not insured.

So, simply check every driver each time the car is caught for whatever offence ?

pain in the rear for people getting stopped; but a far more effective way of ensuring drivers are insured and road legal !

Or does the system want to generate fines and not really care about who/what is on the road?

Edited by yorkiebar on 06/03/2009 at 11:34

Not on MID so done for no insurance - Hamsafar
If people put a foot wrong, they get a fine, when the state puts a foot you also get a fine. It's time that when the establishment make mistakes such as missing the emptying of a bin, or making erroneous charges, they should have to pay a fixed penalty to the victim.
Not on MID so done for no insurance - FotheringtonThomas
I've read it but am in a hurry to go to work so maybe have
mis-understood


Better look at it again later.

if something gives the Police reasonable grounds to suspect someone


In this case, it does not appear to be the police.

I would say that a computer record showing no cover which was 95% likely
to be accurate was evidence enough.


Hell's teeth. Consider other databases there might be - I do not consider 95% to anywhere near enough if a database is the only source of evidence, and I doubt that anyone else will either!
Not on MID so done for no insurance - BobbyG
At work we have a fleet policy through a broker for 4 vehicles.
Just checked the website and none of them are showing as having insurance. None have ever been pulled by police, ANPR etc.
Is it the ins co's responsibility to list these?

Also what happens to those fleet's who self insure?
Not on MID so done for no insurance - dacouch
If you have a fleet the Insurer would normally up date the MID assuming your fleet manager is informing them of the vehicles. Some fleet managers use a piece of software that manages their fleet and also deals withe the MID (It tends to be very big fleets like say Tesco who use these).

The big companies who self insure are still responsible to up date the MID, the self insurers will either have their own "Captive Insurer" in a country like gibralter or the west indies or will have a very large excess eg £20000 and any claims above this cover by a "Normal" uk Insurer eg Norwich Union.

The only people in the UK who self insure and do not have to have an insurance policy are the government. Every one else has to use an Insurer who is Authorised under the RTA so that they comply with certain conditions eg produce certificates that comply with the law etc.

It would be worth you speaking to your fleet manager to advise him your vehicles are not on the MID as otherwise the staff will be pulled over by the police and their is a risk the vehicle could be impounded which can be costly.
Not on MID so done for no insurance - FotheringtonThomas
The only people in the UK who self insure and do not have to have
an insurance policy are the government.


But you don't have to have an "insurance policy", if "you" are rich enough. How does this work WRT the MID?
Not on MID so done for no insurance - dacouch
You do have to have an Insurance Policy no matter how rich you are. If the Police stop you and you cannot provide proof you have an Insurance Policy that complies with the RTA then they will prosecute you end of story.

The RTA is there to ensure that if someones property or they are injured by a vehicle that the driver must have unlimited cover for claims for injuries and a minimum of £5m for damage to property (It was unlimited for property as well until a few years ago).

There have been plenty of Premiership Footballers prosecuted for not having insurance, the police or judge will not accept "I have more than enough to pay any claims out of my own pocket" The law is black and white you either have an acceptable Insurance Policy from an "Authorised Insurer" or you don't, if you don't then you get the fine/points or ban.

Like I said the only people in the UK who can truely self insure are the governments and thats because in theory they have unlimited guaranteed funds. Even the MOD have a Third Party Only policy from Axa (It may have changed recently)
Not on MID so done for no insurance - FotheringtonThomas
You do have to have an Insurance Policy no matter how rich you are.


AFAIK it's possible to deposit a large sum with HMG instead of having "insurance", and that some organisations do this (not cost-effective for individuals, but possible). Is this not the case?
Not on MID so done for no insurance - jbif
... The only people in the UK who self insure and do not have to have an insurance policy are the government. Every one else has to use an Insurer who is Authorised under the RTA so that they comply with certain conditions eg produce certificates that comply with the law etc. .... >>


Please post a link to the relevant Act.
AFAIK, at the last time I looked at the RTA, anyone who deposits a specified amount in a Bond can self-insure. AS per FT, I too wonder how such people would notify the MID/MIB to prove their insurance.
.. There have been plenty of Premiership Footballers prosecuted for not having insurance, .. >>

Name two or three or four then.

Edited by jbif on 06/03/2009 at 13:43

Not on MID so done for no insurance - Stuartli
Newcastle's Shola Ameobi was fined £1,000 for speeding, having no car insurance and failing to turn up in court to answer the charge; Craig Bellamy was summoned in 2004 for having no insurance and Jermaine Pennant become the first footballer in 2005 to play in the Premiership while wearing an electronic tag.

He had served 21 days in jail after being found guilty of drink-driving while banned and having no insurance.

Those are just three in a quick search.
Not on MID so done for no insurance - FotheringtonThomas
They didn't meet the requirements for insurance, AFAIR an actual policy, *or* depositing £££££££ (possibly) with HMG. I may have missed a £ off that figure, incidentally!
Not on MID so done for no insurance - dacouch
Jermaine Pennant

Wayne Ronnie - Charges over turned as Nick Loophole Freeman found adminstrative errors in the process

John Barnes who is currently on £4000 a week recently got convicted

Ricardo Fuller (Stoke) (Going through court now)

Jermaine Defoe

David Nugent (Championship / Premier League)

Possibly Carlos Tevez

Is that enough? I think there are others but I can't remember them.

I believe you used to be able too deposit a bond with HMG but I don't believe you can now, if you can then I doubt anyone does anymore as it very very tax efficient to have your own "Captive" Insurer based in somewhere like bermuda. In addition the company can write off any losses their captive insurer makes against their tax and the laws for how much liquid cash an Insurer needs in somewhere like Bermuda is much much lower than in the uk. A captive Insurer could be set up within weeks where as in the UK it would take upwards of 12 months.

The amount you would have to post in the bond would be very high and would just be dead money.
Not on MID so done for no insurance - FotheringtonThomas
I believe you used to be able too deposit a bond with HMG but I
don't believe you can now


It looks as though it's £500,000 at the moment, although ICBW.
if you can then I doubt anyone does anymore as


See earlier psot.
Not on MID so done for no insurance - dacouch

I've just checked the RTA and unless they have revised it recently it basically says the following.

The RTA advises that a security bond is acceptable if it is deposited by an "Authorised Insurer" or some body of persons which carries on in the United Kingdom the business of giving "securities of a like kind".

This would not mean Bill Gates could deposit the £15000 deposit they require and be able to work under this part of the RTA. He could ask a company that is can place these security bonds to place the bond for him but I cannot see the point as for the they are likely to charge him more for the priveledge than an Authorised Insurer would.

If you did go down the route of placing a security the placer would have to give you a "Certificate of Security".



Not on MID so done for no insurance - jbif
In reply to "dacouch":
I've just checked the RTA and unless they have revised it recently it basically says the following. The RTA advises .... >>


I shall refrain from trying to interpret the meaning of words used in the RTA. The latest online published version can be found at www.statutelaw.gov.uk/
by searching for Road Traffic Act 1988 (c. 52) Part VI Third-Party Liabilities

Below is an extract, with some words emphasised by me, in bold:
"Exceptions from requirement of third-party insurance or security.
144. - (1) Section 143 of this Act does not apply to a vehicle owned by a person who has deposited and keeps deposited with the Accountant General of the Supreme Court the sum of[£500,000], at a time when the vehicle is being driven under the owner?s control.
"

IMO, As the above makes an exception, other sections specifically dealing with "insurance or security" therefore do NOT apply.
Section 155 which deals with Deposits then applies.

Re. your list of footballer's names:
I believe that it was Jermaine Defoe's friend who was accused of driving without insurance, and NOT JD. May I suggest that if you are not able to show that your version is correct, you may wish to consider requesting the Mods to remove the reference to JD's name from your list.
As for WR, the reports I have seen indicate that he was accused in 2004 and found guilty in his absence, but when he got his Solicitor to challenge the conviction, the case was dropped due to irregularities.

Edited by jbif on 06/03/2009 at 17:37

Not on MID so done for no insurance - dacouch
Jermaine Defoe is alleged to have permitted someone to allow his vehicle without insurance eg he has aided and abetted the person. Instead of an IN10 on his licence he will get an IN offence but with the aiding and abetting numbers after.

He will be loaded by vehicle insurers the same amount as he would be if he had a straigh IN10 conviction on his licence although I doubt this will bother him
Not on MID so done for no insurance - Pugugly
There's a clear breach of process - the issuing of the summons would (probably) be deemed unlawful if challenged. Its a lazy way to do business and those behind it should hang their heads in shame.
Not on MID so done for no insurance - Fullchat
Definitely an abuse of process.

There is a requirement in the PACE Codes of Practice 1984 that a suspect is give the opportunity to give an account as regards any accusation made of them.

This has slipped a bit with Speed Camera process which allows a Fixed Penalty to be paid but the process has been facilitated by legislation and in any event forms are served which gives opportunity to state the case.

It would seem that this Speed Camera Partnership has decided that it can make its own rules contrary to existing policy and legislation. Maybe a touch of arrogance creeping in.

Edited by Fullchat on 06/03/2009 at 18:18

Not on MID so done for no insurance - Westpig
Maybe a touch of arrogance creeping in.

I agree....and look at the damage it causes, in a similar fashion to the other threads e.g. cloned cars.

I don't think most folk would mind too much if systems in place to catch out the truly guilty caused some minor inconvenience e.g. replying to a letter...but when you have to chase around proving yourself innocent and some petty bureaucrat won't listen or can't be bothered to...it is intensely irritating and contrary to 'justice' in its' true sense of the word.
Not on MID so done for no insurance - Pugugly
Probably as good a case for Malicious Prosecution as you're likely to come across. I think that could be made to stick quite well.
Not on MID so done for no insurance - Fullchat
Hmm?

Malicious might be a bit strong. How about Malfeasance in a Public Office?? :-]
Not on MID so done for no insurance - Pugugly
Couldn't spell that.
Not on MID so done for no insurance - Fullchat
Nor could I. The wonders of Google!
Not on MID so done for no insurance - Blue {P}
Better look at it again later.
In this case it does not appear to be the police.

Hell's teeth. Consider other databases there might be - I do not consider 95% to
anywhere near enough if a database is the only source of evidence and I doubt
that anyone else will either!

>>

I still don't see a serious problem here, the guy was going to court anyway to answer a speeding charge so whilst he's there they have charged him with no insurance as they have a reasonable suspiciion. All he has to do is show his insurance certificate and the charge will be dropped. It's not as though they are randomly charging people who wouldn't end up in court otherwise!

I think that a 95% liklihood of guilt is more than sufficient to justify a further dig, in this case all he needs to do is provide his certificate and all will be well. Put it this way, if my house was burgled and I was told that the Police had a suspect who had a 95% chance of been the guiilty party then I would expect something to be done about it!

If someone could explain to me exactly what problem this causes to the average motorist I would be more than willing to listen, I just don't see it yet! I appreciate it may be beyond the usual remit of a camera partnership but in my opinion I think it's a good idea, not watertight, but a good idea.

Not on MID so done for no insurance - Pugugly
Its a fundamental breach of what's right though Blue not least there's a significant cost to raise a summons.

Edited by Pugugly on 06/03/2009 at 22:08

Not on MID so done for no insurance - Blue {P}
OK, so to think things through, if there's a large cost in a summons (I wasn't aware of that but it makes sense) perhaps it may be better if they were able to arrange for the speeder to be given a producer, failure to produce the docs would then result in a summons?

Not on MID so done for no insurance - Pugugly
He should have been dealt with in accordance with PACE 1984 end of. Otherwise not only s it unlawful its also ethically and morally wrong.
Not on MID so done for no insurance - Westpig
If someone could explain to me exactly what problem this causes to the average
motorist I would be more than willing to listen I just don't see it yet! I
appreciate it may be beyond the usual remit of a camera partnership but in my
opinion I think it's a good idea not watertight but a good idea.

you have to have reasonable suspicion to arrest someone to investigate whether or not they've committed an offence..(and reasonable GROUNDS to search someone, which has always struch me as anomalous i.e. more proof needed to search, than arrest).. then if you achieve the evidence gathering and feel there is evidence to charge, then they get charged (nowadays through the CPS) and off to court they go

with traffic type matters, the charge is swapped for the summons and there wouldn't usually be an arrest...which means any evidence gathering is done outside of any formal process

this means to charge or summons someone you must have sufficient evidence to prosecute them at court...if you haven't, then you have circumvented the system, because the court would not sanction someone being required to attend (i.e. they have no choice but comply, otherwise a warrant will be issued by the court), if there has been no investigation or a very limited one and the case is incapable of proof..in other words a breach of process

I have no doubt that if someone sued, then the process would be changed, because it is plain wrong, because they can't have investigated it... there was some insurance..and it could have easily been found after a few clicks of a mouse or phone calls.
Not on MID so done for no insurance - Dwight Van Driver
Muse mode on.......

Surely PACE deals with questioning in relation to an offence and the need for caution to questions posed?

In the case quoted SCP have the 172 that a person was driving that can be used as evidence as such at Court in any proceedings as the law specifically states this. No need for questioning/PACE.

So having that evidence they get evidence from MID that an apparent Insurance has been committed. No need for questioning/PACE.

Where at law is it decreed that before a summons is issued a person has to be verbally told he is being reported for the offence?

Is not the issue of a summons notice of offence. (My earlier comments still stand in relation to this)? hence the right to plead G or NG - the later if there is Insurance in force.

Is it not a fact that when a person appears at Court he is 'Charged' with the offence when Clerk reads out at beginning of process/case?

NG and person has the right to give evidence and produce cover.

It appears to me they have the right to deal with the matter as such but I agree with others it is a sloppy way of dealing with it. Far better 172 sent out with a form for Insurance details to be included of the driver. Could then be checked with MID AND Insurance Co to see if still valid. I bet that there are a number who having been flashed escape a further charge of no Insurance as this matter does not seem to be addressed.

Muse over.................. back to tears at the apparent demise of the Vulcan.....

dvd





Not on MID so done for no insurance - Pugugly
DVD its sloppy arrogant, unprofessional and brings the Police Service into disrepute. I feel its a breach of process - its a "suspect's" right to give their account before a summons is issued. It makes a nonsense of this Country's criminal justice system. My response would be to see these mimsing idiots in civil court.

EDIT

BBC says that the Vulcan's been "saved"

Not on MID so done for no insurance - Fullchat
I'd look up the relevant part in PACE but I haven't got a hard copy to hand and trawling through a PDF is painful.
Not on MID so done for no insurance - the swiss tony
seems the Vulcan's Nine tenths saved.......
www.vulcantothesky.org/

'As the deadline of the end of today approaches, the Pledge Campaign has this morning (11.00am) passed £956,835, pledged by over 9,821 supporters, and so has excellent prospects of passing its goal of £1million imminently.'

lets hope she is saved to fly another day!

anyone know what make of tyres she uses? (tenuous motoring link)
Not on MID so done for no insurance - Westpig
It appears to me they have the right to deal with the matter as such
but I agree with others it is a sloppy way of dealing with it. Far
better 172 sent out with a form for Insurance details to be included of the
driver. Could then be checked with MID AND Insurance Co to see if still valid.
I bet that there are a number who having been flashed escape a further charge
of no Insurance as this matter does not seem to be addressed.

I agree with everything you've said, apart from this last bit, albeit you've covered the angle anyway.

There should not be a summons issued, if the only investigation into a 'No Insurance' offence was a quick check of the MID, which everyone in law enforcement knows has flaws, because some insurers forget to update it.

Even the briefest of phone calls to the insurer would have shown there was insurance. A summons should only be issued when the case is ready for prosecution, without any other input. Well clearly in this matter that's not the case. I honestly think someone is overstepping the mark and taking a liberty.
Not on MID so done for no insurance - J Bonington Jagworth
I'd be tempted to go to court and produce the certificate during the proceedings. If you were sarcastic enough, they might drop the rest of it... :-)

Edited by J Bonington Jagworth on 07/03/2009 at 11:53

Not on MID so done for no insurance - Nigel B2
(I'm the guy who wrote the original letter to HJ and to whom this incident happened)
I'd be tempted to go to court and produce the certificate during the proceedings. If
you were sarcastic enough they might drop the rest of it... :-)


That was exactly what my wife recommended, JBJ, but by the time she suggested it, I had already gone down to the police station and produced my certificate.

Actually, most people have missed the point of my original complaint. That was that the insurance search that was done by the safety partnership came back with a result that was wrong. The correct insurance company and termination date were shown, but the enquiry did not return the start date of the insurance. In fact, the "start" date for the insurance was the time and date when the original query was run. It was on that basis that the summons for no insurance was issued. My complaint was simply that this is very sloppy procedure, and results in a waste of police time and my time, for no gain. To those people who suggested that a 95% accuracy rate is good enough, I'd say that any computer programmer or designer who let a 5% error rate through should be fired with no recompense!

It's the sloppiness of the system, and the fact that hundreds of incorrect summonses are issued, all of which require police and/or court time to rectify, that makes me mad. Your taxes are paying for this. Doesn't anybody care?
Not on MID so done for no insurance - Pugugly
Yes. Its a sign of the times. This would never have happened 5 years ago.
Not on MID so done for no insurance - jbif
... To those people who suggested that a 95% accuracy rate is good enough, I'd say that any computer programmer or designer who let a 5% error rate through should be fired with no recompense! ... >>


er, It is not the programmer or designer who is at fault.
The error rate is there for two main reasons:
1. Your insurance company fails to notify the MID - No input, No Output NINO.
2. Your insurance company clerk inputs the wrong data - Garbage in Garbage Out GIGO.

The only way to stop/lessen these errors is for each wronged person to pursue the wrongdoer for punitive compensation. Join Farndon's campaign, as per my earlier link.
That may eventually force those responsible for the input data to ensure that it is fed in a timely and accurate manner.

Edited by jbif on 07/03/2009 at 20:47

Not on MID so done for no insurance - Pugugly
...You forgot PICNIC
Not on MID so done for no insurance - drbe
...You forgot PICNIC

>>

And PEBKAC.........
Not on MID so done for no insurance - Nigel B2
@jbif:

Er no, apparently the insurance companies don't have to store their clients' records on the ANPR database. So if they don't have to store it there, simple concepts of data security suggest that they shouldn't. They are equipped to respond to a question if it's asked, and the question (in layman's terms) should have been, "Was this car insured at the date and time when the driver committed the speeding offence?" Also in layman's terms and, I continue to suggest, due to laziness or cost-cutting on someone's part, the question that was actually being asked was "Is this car insured right now?" The two are quite different and, since the answer to the "right now" question doesn't cover the date last week or last month or whenever the original offence was committed, it results in an untrue response to the question that should really have been asked.

Edited by Nigel B2 on 07/03/2009 at 22:47

Not on MID so done for no insurance - martint123
Do the SCP's have freely available access to the MID and if so, why?
Not on MID so done for no insurance - Fullchat
Don't forget the 'Partnership' is administered largely by the Police who have access to the systems.
Not on MID so done for no insurance - martint123
Don't forget the 'Partnership' is administered largely by the Police who have access to the systems.

I realise that, but was wondering if the SCPs had statuary access to PNC, MID etc in their own right.
The local lot seem to be built of a lot of "partners" and I wondered how that knitted in with the DPA and personal data.

Safer Roads Humber is made up of East Riding of Yorkshire Council, Her Majesty?s Court Service, Highways Agency, Hull City Council, Humberside Fire and Rescue Service, Humberside Police, North East Lincolnshire Council, North Lincolnshire Council. The partnership also works closely with the Yorkshire Ambulance Service and the Defence School of Transport at Leconfield.

Not on MID so done for no insurance - Pugugly
No point writing a FOI letter to them, they'll weedle out of it.
Not on MID so done for no insurance - jbif
Nigel B2:

Are you asking for a system to be devised to cater for the one incident that happened to you, because of the alleged one off PICNIC/PEBKAC.

AFAIK, the MID stores information including [not exhaustive list] which is accessible to the Police:

Insurer Contact Details
Policy Number
Policyholder Name
Policyholder Address
Policy Start Date
Policy End Date

Mandatory Vehicle Information:
Vehicle Registration Number (VRN) The unique vehicle identifier
Vehicle On Date - The date on which cover for the vehicle, under this policy, commenced
Vehicle Off Date - The date on which cover for the vehicle, under this policy, is due to cease

Preferred Vehicle Information:
Vehicle Type Private Car, Commercial Veh/Van, Plant, Coach/Minibus, Trade Plate, Motorcycle, Agricultural, Motor Home or Other
Vehicle Make A freeform field
Vehicle Model A freeform field

Option to provide one of the following 'preferred' variables, depending on vehicle type:
Engine Size Engine capacity in cubic centimetres e.g. 1600
Gross Vehicle Weight Vehicle weight in metric tonnes e.g. 3.5, 38 etc.
Number of Seats Number of passenger seats excluding driver's seat


Nigel: Have you lodged a complaint with your Safety Partnership and/or MP regarding your particular incident?

Not on MID so done for no insurance - Dwight Van Driver
>>>>>...You forgot PICNIC [PU]<<<<<<<

I would have thought SNAFU or even FUBAR more appropriate??????????

dvd
Not on MID so done for no insurance - Nigel B2
@jbif:
Nigel B2:
Are you asking for a system to be devised to cater for the one incident
that happened to you because of the alleged one off PICNIC/PEBKAC.


No, I'm just asking that the system that they have should work properly.

Your comprehensive post details the following fields which are in the database available to the police:

(includes)
Policy Start Date
Policy End Date

....
Vehicle On Date - The date on which cover for the vehicle under this policy
commenced
Vehicle Off Date - The date on which cover for the vehicle under this policy
is due to cease


My whole point is that, if those fields are there, why are they either not completed, or completed incorrectly ? Correct completion of either the Policy Start date or (in my case) the Vehicle On date would have shown that, at the time I was flashed, I was properly covered by insurance. There would therefore have been no need for any of this stuff.

If I had been stopped for speeding (rather than flashed), the police would have asked for my insurance details and seen that they were in order. Once again, none of this would have been necessary.

I'm sure that, because these things are issued as a matter of routine, there are a number of drivers who either didn't notice the extra summons, or who didn't correct it, and whose driving record now shows an offence of which they weren't guilty.

I'm not asking for special treatment; it was just when the desk police person said, "Oh yes, this happens a lot, and there's nothing we can do about it" that bugged me. Of course there's something that can be done about it - make sure the system works properly. What's more likely is that it's probably actually nobody's job to get this fixed, so it just languishes, broken, like a number of things here. This attitude brings the law, and its enforcement, into disrepute. Similar examples in the last year include the much-ballyhooed 75.00 fine for dropping cigarette butts, and the hiring of more local authority employees to enforce this. But have you ever seen this enforced? And is the street any cleaner? So, the message we're giving out in both these cases is that nobody in authority really cares, either to make systems work properly, or to follow through on threats. Any parent knows that, if you threaten consequences to a kid, you had better follow through.

Nigel: Have you lodged a complaint with your Safety Partnership and/or MP regarding your particular incident?


No, but that's a good idea. I may do that on Monday. Not the MP, though - they (should) have more important things to deal with. But the camera organisation, whose job it is to do this properly, should be the target of a complaint. Thanks.
Not on MID so done for no insurance - Westpig
No but that's a good idea. I may do that on Monday. Not the MP
though - they (should) have more important things to deal with. But the camera organisation
whose job it is to do this properly should be the target of a complaint.
Thanks.

Nigel,

Probably teaching you to suck eggs..but just in case...when you complain, make sure it is properly recorded and shown as a Formal Complaint..i.e. you don't just speak to someone and they advise you and you put the phone down feeling someone has listened and they then do not put pen to paper or further the enquiry...(this can be a legitimate way of doing things, if people don't undertsand procedures or similar and once advised are happy enough).

I'd advise contacting a local police station, not the Safety Camera Partnership...because.. a local Inspector will take the initial complaint, before passing it to managers in the SCP, at which point it will be already recorded as a complaint and will then have to be dealt with properly.

Don't muddy it with anything else, if there were other minor bits and bobs that irritated you..because that 'something else' could be concentrated on and not the real issue here.

Try and keep it simple and as reasonable sounding as possible (because great long diatribes can have you switch off before you've started if you look at something when you're busy..and something succinct can be dealt with straight forwardly and invoke a degree of sympathy in the reader) e.g. it's about a summons being issued for No Insurance, when no enquiries were made about the insurance other than a quick check of the MID, which is known to have flaws...and therefore someone is throwing out summonses without properly doing any enquiries, some of which are most simple...leaving the motorist to prove themsleves innocent of something that they shouldn't have to.

I wouldn't discount the MP route if you have to....that definitely works. The chief police officer of the area will not want letters from the MP.

Good luck..please keep us posted.
Not on MID so done for no insurance - Pugugly
The Police side of the SCP usually has a ranking Officer in charge. An Inspector or above. Tha may be he route for you.
Not on MID so done for no insurance - Nigel B2
@westpig:

That's excellent advice, and I thank you very much for it. Sucking one's own eggs doesn't mean that one doesn't appreciate a good word from time to time, and I do.

I've gone through the documentation, and it appears that it's the Dorset Police who decided to issue the summons. I've just placed a call asking their desk operative about the formal complaint process, and she responded that she didn't knw, but would get back to me. I'd really hope that the training of operatives who answer the phone at police headquarters included a short session on "how members of the public can issue a complaint", but we'll let that one rest for now. She promised to find out and get back to me; I'll let you know when she does.

I think you can gather from my posts that I think I can keep it succinct and on target !

Interesting point about the CPO not wanting to receive a complaint from an MP. I'll keep that in the background for now maybe...

Thanks again.

PS: Just received a return call (very quick and efficient, I must say) advising me to write to the Professional Standards Department at Dorset Police HQ. Unfortunately, the lady could not tell me who, or what rank of policeman, was in charge at the PSD - she said their internal website was not particularly helpful!
Not on MID so done for no insurance - FotheringtonThomas
Perhaps the IPCC would be a useful overseer.