What's the insurance status of a works van?

I drive a work van on a the works insurance policy. There are multiple drivers who drive it and - as you might expect - the bodywork gets dents and marks like a normal work van. We have now been told...

Car written off by insurer - What are my options?

My car was written off after it was involved in an accident. The cost to repair £16,000 and the insurance company says it is beyond economical repair. However, the write-off value is less than replacing...

Can I transfer my NCB to another person?

I currently have two cars. Both are insured on separate policies. If I exchanged the town car for a low insurance group runaround and put both my children as named drivers could I legally pass the policy...

Why will no one insure my son to drive my S-MAX?

I was able to get temporary insurance cover for my son to drive my car, a Ford S-MAX, when he was a learner. However, now he has passed his test, no one will cover him. I would only ever want him to...

Insurance black boxes - do they check the speed limits?

Is it possible that the GPS technology used in black box monitoring systems can distinguish between 30mph and 20mph speed limits? The 20mph limits have mushroomed around our area in recent months and my...

Car insurance for non-EU European travel (Balkans - to/from Albania) - what do I need to know?

I plan to drive to/from Albania via Montenegro, Macedonia, Kosovo, Herzegovina/Bosnia, Serbia - not necessarily in that order because of boarder crossing restrictions between Serbia/Kosova. My fully-comprehensive...

Insurance issue re no fault accident - is this right?

I had a no fault accident in De 2105 when someone hit my car in a multi story car park in Exeter. Fortunately for me a lady witnessed the incident, took a picture of the car touching my vehicle showing...

Do I have to notify my insurer about brake modifications?

My 1997 Honda ESI CRX is great except the brakes. They lack a bit of "bite" when applied. I have seen EBC "Green Stuff" pads which offer more bite and possibly more braking performance. If I decided to...

Why do car insurance companies operate dual pricing?

Why is it that car insurance companies operate dual pricing? Is this legal? I received my car insurance renewal papers today showing a quotation of £222.50. I looked on a comparison website and a like...

Repairs versus write off

My car was worth 8800-9000 pounds pre accident. The garage has costed repairs at 4560 and I also need a car to drive while awaiting the repair. My concern is this. I have insurance and Gap insurance which...