Do I need to declare new steel wheels to my insurance company?

I recently bought a second hand car with alloy wheels. I am thinking of changing these to steel wheels to move from low-profile tyres to regular tyres.

I have two questions about this:
- Is it just a matter of changing the wheels or is there other things to take into account?
- Does this account to a modification of the car? If yes, what are the consequences?

Asked on 7 December 2016 by sailor64

Answered by Honest John

Yes, you have to 'disclose' the 'modification' to your insurer. But switching to a set of steel wheels that lower trim versions of the model come with should not pose any problems as long as they fit around the brakes. It might actually be cheaper to switch to high quality, low cost alloys such as Alutecs from www.tyremen.co.uk/

Tags: alloy wheels insurance wheels and tyres

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