Ask Honest John

Most recently answered insurance questions
If you drive another car but it has got no insurance, does yous insurance cover you to drive it?
I've taken your advice and ordered a petrol Nissan Qashqai 1.6. Should I wait for the September reg or does it not matter? It's a new car and I've paid cash, could you advise me on anything I should consider...
If a friend drives my car under the terms of his insurance (presumably third party only) and has an accident, is his insurance liable for the damage to the other vehicle involved?
My insurance company have said my car is total loss. I put in an estimated value of £700, which is what they say it's worth (minus my excess). Do they only pay out what my estimated value was? How do I...
My son bought insurance with Adrian Flux for his car. At the time of purchase he asked about cancellation charges. He was told first of all that cancellation in the first 14 days would cost £25 after he...
If someone damages my car while it's in a car park (public/private) or on the public road and their insurance pays for the damage, do I need to declare this accident on my insurance renewal?
I was at a roundabout in the nearside lane which filtered left and straight ahead. A lorry was in the outside lane. I took off before the lorry to go straight across but my access and the car in front...
I recently hit a road closure sign while parking, it was on a path with angle iron legs sticking out. It went into the nearside fog lamp, then scratched the wing, door and wing mirror. I've never seen...
What's the most cost effective way to insure a learner driver when the parents already have insurance?
I was picked up on camera driving in a bus lane and fined £60. Does this count as a conviction and do I have to inform my insurance company?