Ask Honest John

Most recently answered insurance questions
At 88 years old I find that the insurance cost for my Dacia Jogger is prohibitive. I am prepared to downsize. Which small self charging car (petrol/electric) is likely to give the lowest annual insurance...
My car was stolen, but I paid for the whole year of insurance. I was insured on my friends car for 2 weeks while she was on holidays. I was involved in an accident that wasnt my fault. My friends insurance...
My (then) 17 year old son was involved in an accident while leaving the M6 for the M5. Essentially, as he was moving left, he hit another car which was driving on the hard shoulder. At the time the other...
Why does a car on a SORN notice have to be insured, when it is kept in a locked garage?
I was rear ended while sitting stationary. Why then am I penalised with higher premiums ?
I have two Toyota cars both insured with LV for the last four years - o RAV4 and an Auris. I have had letters from LV saying that unfortunately there has been a significant rise in thefts of these cars...
I have just test driven a new car and was driven to distraction by all the new driver safety warnings/aids as I drove (safely) along. The lane keeping option was particularly frustrating and tried to...
How much does a Cat N affect the value of a car?
With the compulsory fitting of 'speed limiters' on new cars from July 1st, is it wishful thinking insurance policies could be reduced?
I am trying to fully understand the terms of the policy excess for my car. The document states under "Accidental Damage" the following: "£350 (this includes £250 voluntary excess). My understanding of...