Ask Honest John

Most recently answered gap insurance questions
I am due to receive a new Toyota Auris Hybrid next month and the Toyota dealer has recommended GAP insurance, to cover the difference in allowance between the insurance company's valuation and the invoice...
My son bought a new car almost three years ago and paid for GAP insurance at the time, to cover the difference in the insurance settlement and the cost of a replacement car should the car be stolen. The...
I am buying a two-year-old Toyota Prius for £12,000. The dealership wants to sell me GAP insurance for £350 for three years - ouch! Do you agree that this type of insurance is sensible? I can get four...
My wife and I are buying a new Skoda Fabia Estate and have been offered GAP insurance for £250. What do you think about such insurance? Is it worthwhile? We're not reckless drivers, but a previous car...
I am in the process of buying a 2007 Honda CR-V 2.2I -CDTI ES and am being offered GardX Protection for £299 for 8 years and Honda Gap Insurance for £299 for three years. On the face of it, both appear...
Having tested a Mazda 3 2.2 diesel I was planning to buy the vehicle outright from Perry's. However, they have offered 0 per cent finance based on paying half the cost of the car upfront, and this is on...
When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...
My daughter is buying a new Renault Clio, hers having been written off in a RTA last week. When we went down to finalise the deal the salesman talked about a GAP policy, which pays out if her new Clio...
I am buying a 2007 Citroen Xsara Picasso with 19K miles for £8,250. The Citroen dealer suggests I take out a GAP insurance policy to cover the potential loss of value if the car is written off in the...