Ask Honest John

Most recently answered gap insurance questions
I am buying a two-year-old Toyota Prius for £12,000. The dealership wants to sell me GAP insurance for £350 for three years - ouch! Do you agree that this type of insurance is sensible? I can get four...
My wife and I are buying a new Skoda Fabia Estate and have been offered GAP insurance for £250. What do you think about such insurance? Is it worthwhile? We're not reckless drivers, but a previous car...
I am in the process of buying a 2007 Honda CR-V 2.2I -CDTI ES and am being offered GardX Protection for £299 for 8 years and Honda Gap Insurance for £299 for three years. On the face of it, both appear...
Having tested a Mazda 3 2.2 diesel I was planning to buy the vehicle outright from Perry's. However, they have offered 0 per cent finance based on paying half the cost of the car upfront, and this is on...
When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...
My daughter is buying a new Renault Clio, hers having been written off in a RTA last week. When we went down to finalise the deal the salesman talked about a GAP policy, which pays out if her new Clio...
I am buying a 2007 Citroen Xsara Picasso with 19K miles for £8,250. The Citroen dealer suggests I take out a GAP insurance policy to cover the potential loss of value if the car is written off in the...
 

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