Ask Honest John

Most recently answered insurance questions
A car damaged my front bumper when it was parked without me in it. The other driver admitted fault and her insurance paid for all repairs. My insurance renewal had £30 added because of my ‘no fault accident'....
I had an accident in the snow and ice. I lost control of the vehicle and hit a motorway style barrier. Even though it was not really my fault I have lost my no claims bonus. My wife was sitting in the...
I am going to be spending a few weeks in Australia. The insurance company that have associated themselves with Budget Car Rentals wants an exorbitant £9/day to cover accident costs. In the UK I have a...
What is the law if a garage that has assisted me in the administration and performance of my contract of insurance is not authorised by the Financial Conduct Authority to undertake Claims Handling?
Are you aware of anything I can buy to prevent my alloy wheels from being kerbed or scratched. Failing that can you take out insurance to cover said same problem?
Following an accident where an alloy and tyre were fitted, I requested if I could have the original wheel back for a spare as I knew it was perfectly okay. The repairers told me to ask the insurers since...
What is the definition of business use and does it vary between insurance companies? My daughter, an experienced driver aged 50, is a named driver on my wife's car policy and sometimes needs to use the...
I bumped into a car reversing out of a parking space. The owner has been quoted £485 (including VAT) for repairs. My car has a few scratches on the corner of the bumper while the other car has slight damage...
At the end of our estate they have been building two new houses with lots of lorries. One of the lorries must have caught my sons car - its his first and first year of no claims . A 15 year old Peugeot...
My stepson had a fairly low speed accident on a roundabout, where the third-party hit him on the nearside front, while in the wrong lane for his chosen exit. The accident was not his fault and his insurance...