Ask Honest John

Most recently answered insurance questions
An article in the newspaper says that drivers are unaware of insurance exclusions relating to driving a partner's car, a test drive or any situation when driving a car that isn't your own. If I went to...
I recently kept my car taxed but not insured in my private garage for a few days before selling. I took temporary insurance to demonstrate the car. Did I commit a criminal offence by not submitting a SORN?...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
My car was declared a Category N write-off following an incident for which the other party admitted full liability. I disputed a first phoned offer from his insurer and immediately emailed them with six...
I recently had another driver intentionally drive across some of my possessions in a car park. He admitted to seeing them as well. I made a personal claim against the other driver's insurance and his wife...
Last July I was involved in an accident with a foreign-registered car. The claim is still ongoing and my company are very poor at communicating updates with progress painfully slow. I have provided all...
My 2007 Skoda Octavia was hit by a van on a roundabout and the insurance company are indicating that it could be declared a write-off. The damage is to the two near-side doors which still shut perfectly...
Do you have any suggestions for obtaining an insurance policy with an agreed value of £8000 for a 1999 Saab 9-3 Viggen? It has done 81,000 miles, is completely unmodified and hasn't been used for track...
A car damaged my front bumper when it was parked without me in it. The other driver admitted fault and her insurance paid for all repairs. My insurance renewal had £30 added because of my ‘no fault accident'....
I had an accident in the snow and ice. I lost control of the vehicle and hit a motorway style barrier. Even though it was not really my fault I have lost my no claims bonus. My wife was sitting in the...