Ask Honest John

Most recently answered insurance questions
I have recently read that new cars have a system installed which would alert emergency services in the event of an accident. In effect, these 'monitoring' boxes/systems would allow access by the authorities...
Can I list my wife as the main driver (which she is) even though the car insurance is in my name?
I had to misfortune to hit a deer. It was early morning and there were no warning signs - the deer simply jumped over a hedge and collided with my car. There was extensive damage and my insurance company...
I had a no-fault accident which meant my car was written off and the insurers paid me a final settlement to cover the market value of the car. There were nine months of the policy left - should I also...
An article in the newspaper says that drivers are unaware of insurance exclusions relating to driving a partner's car, a test drive or any situation when driving a car that isn't your own. If I went to...
I recently kept my car taxed but not insured in my private garage for a few days before selling. I took temporary insurance to demonstrate the car. Did I commit a criminal offence by not submitting a SORN?...
Is the additional cost of NCD protection worth it given that I have nine years NCD?
My car was declared a Category N write-off following an incident for which the other party admitted full liability. I disputed a first phoned offer from his insurer and immediately emailed them with six...
I recently had another driver intentionally drive across some of my possessions in a car park. He admitted to seeing them as well. I made a personal claim against the other driver's insurance and his wife...
Last July I was involved in an accident with a foreign-registered car. The claim is still ongoing and my company are very poor at communicating updates with progress painfully slow. I have provided all...