Ask Honest John

Most recently answered insurance questions
I recently suffered an unrepairable crack to my Peugeot 206 windscreen and, unsure if it was worth claiming on my insurance, I called two companies to get an idea of repair costs. Autoglass quoted £454.72...
Knowing that replacement car keys are expensive, when we bought our Honda Jazz in 2009 we decided to keep the spare key in our wall safe. Unfortunately in March this year we were burgled and the thieves,...
I recently forwarded you a quote to get my three 17-year-old triplets driving. I got a quotation of £1300 for a 2010 Toyota Auris with my daughter as the policyholder and my two sons, plus my wife and...
No wonder insurances are increasing fast. The major problem appears to be caused by the insurers, whilst uninsured drivers no doubt bear a considerable part. My granddaughter had an accident on her motorbike...
I recently renewed my car insurance with a reputable company. This time I took a closer look at the terms and exclusions, and was perturbed by the following statement. In the case of an unoccupied vehicle...
Most insurance policies provide a 'driving other cars' extension that gives basic third party cover to the policyholder. Most policies now provide cover (minimum required by law in the appropriate country)...
My insurance brokers, with whom I have been dealing for many years and who usually provide cover for our vehicles, always offer 'Legal Protection' at an additional cost of just under £20. Is it worth having...
Having been in a crash for cash accident my car is a write off. Although legally my fault, the insurance company is treating the vehicle I hit as a fraudulent claim. As I own another car and insured...
Someone reversed into my stationary car in Dec 2011. He walked off and I went to him and asked why. He said "there is no damage, so?" and walked off. I took down his registration number, as my front bumper...
Having received the renewal notice for my car insurance the other day I phoned Direct Line to tell them that I was planning to put winter tyres on my car. After consultation with more senior staff the...