Ask Honest John

Most recently answered insurance claims questions
I was involved in a car accident back in April 2017. It happened on a small stretch of single track road with some passing places, 30mph, three tonne weight limits. I had stopped safely and quickly, the...
My parked car was crashed into by a drink driver at night, I was at home sleeping. The police arrested him for drink driving and criminal damage and arranged the recovery. My insurance (Tesco) is third...
Last November, my wife was involved in an accident when a third party drove into the nearside of her MINI. My wife was driving and I was in the front passenger seat. There was significant damage to the...
Is there a greater percentage increase on insurance claims from BMW owners? They seem to travel at full throttle all the time.
Someone ran into the back of my wife's car at a roundabout. The driver didn't want to get out of the car to speak to her at first, but eventually opened his window to give his name and insurance details....
Our motorhome knocked wing mirrors with a much larger motorhome in France. We filled in the Constat Amiable D'Accident Automobile (which we had a copy of in English) and agreed as well as we could with...
My partner had an accident with a German registered HGV in October 2015. My insurers, AXA, were given written statements and photographs at the time denying liability and empathised that the collision...
If I make a claim on car rental insurance cover, does it affect my premiums for my personal car insurance?
I was sitting in my Toyota RAV4, with a towbar fitted, at a set of traffic lights when I was rear ended. I thought there was no real damage, but when I went to fill up with petrol the next day, it was...
My wife was driving my daughters' car recently and was hit in the rear by another car causing major damage to the rear offside. She was also pushed into the car in front, creating some minor damage/scuffing....