Ask Honest John

Most recently answered insurance questions
A car was travelling towards me, the driver kept looking up and down into his lap and his vehicle wasn't travelling in a straight line. I took evasive action and moved slightly left as it was clear we’d...
How and what do insurance companies base their premium calculations on? It is becoming obvious that they are not insuring the car, but the driver. To add to the confusion, they do not seem to insure the...
I am looking to buy a second-hand Jaguar X-type estate. Can I personally test drive the vehicle before I tax and insure?
Someone ran into the back of our 2004 Vauxhall Signum. The insurers have written it off as it's going to cost £1800 to fix. Can we put our foot down and tell them we want it repaired? They are also taking...
I am looking at buying an ex London black cab as my new daily runner. Most insurance companies won't insure them because they say it's too old or it's not a usual car. Who should I speak to about insuring...
When applying for insurance, is it necessary to insure at the address where you will live for a year? Or is it okay to register it at your permanent address where your driving license is registered (parents'...
If your insurance has already paid your claim and the money is in the bank, can they then make you pay it back? They are asking for it back because they may not be able to hold the third party fully at...
My daughter has just passed her driving test but will be going to University in about 4 months time. We tried to add her name to our car insurance policy which runs out in August but our current insurer...
I have recently learned that my car is a write off that is after I had an accident few days ago. My question is how much should i get from my insurance company. My car is a Hyundai i20 and I bought it...
Recently, it would appear that several local residents in our otherwise pleasant housing estate have had their cars bumped in a local car park outside a row of popular shops. In each case, the offending...