Ask Honest John

Most recently answered insurance questions
Can I drive a friend's vehicle if it's covered by a trade insurance policy? I'm insured fully comprehensive on my own vehicle.
While parked on the street, our car received damage to the rear light and bodywork but no details were left of the offending vehicle. Our insurance policy does not have no claims protection and the excess...
A debt recovery company sent a letter to me, which claimed that I owed them money on a Hastings policy. After I contacted Hastings, it transpired that I was the policyholder of an unknown vehicle with...
A school bus reversed into my sister's car while she was dropping off her grandchildren at school. She sounded her horn before the collision but the driver then drove off. While still in a state of shock,...
I drove my Alfa Romeo through a floodwater, which was lower than the sill, at lowish speed. How likely is it that this could've wrecked the engine? The car is heading for write off subject to the insurer...
I had an accident in May and was advised by my local garage to contact an accident management company. They replaced my damaged Audi A6 with a BMW 5 Series courtesy car. I signed documents, but failed...
Should I take up the offer of insurance with no claims protection? Direct Line will do it for an extra £28.
I'm thinking of selling my BMW 3 Series privately. It was declared Cat D in 2014 and had an engine replacement after I bought it back from the insurer. Since then, it has been okay. If I sell privately,...
I have recently been searching to insure my car. LV showed the wrong vehicle against my registration number and also the wrong year that it was first registered. I've checked via the DVLA site, which shows...
Someone let his shopping trolley run free, which hit my tailgate causing £500 worth of damage. A witness saw what happened and took note of his car reg as he drove off. I've asked the DVLA for his details...