Ask Honest John

Most recently answered write offs questions
Is insuring a Cat N vehicle more expensive and if so so by what percentage? My vehicle was hit from behind at low speed (about 10mph) with very little damage sustained. It has been deemed a Cat N write...
I have never bought a category A, B or C car. However I'm looking to swap my ageing 57 plate Nissan soon and I've noticed a Ford Kuga for sale that is a Cat S write off. When I asked what structural damage...
After an accident, my garage says the necessary repair is not economical. It is an old car but so useful to me. Should I seek a second opinion?
I recently purchased a 2007 Vauxhall Astra knowing it was a Cat C write off. The problem is the garage didn't show me evidence of what damage was caused, just that it had had a shunt from behind. Was he...
We had our car written off (not our fault) and had to buy a new one. We use a roof box when we go on holiday each year and so I had to buy new roof bars as the new car has a different type of roof rail....
My car has been declared a total loss as the repair cost is significantly higher than the market value and I expect an insurance payout. However my insurance company will not take into account the £3300...
My four-month-old BMW has been written off in an accident. I’m insured through Axa but the car was leased through Alphabet. My policy indicates that because of the age the vehicle will be replaced with...
My 2009 car was damaged in an accident after skiding off the road into a ditch. My insurers says the car is valued at £8960 and have written it off with category N. The cost of repair is given as £2717...
Can a car be written off over phone? I don't think the damage is bad at all, just the front grille and a dented bumper. Looking at the structure, all looks fine?
I'm looking at buying a car that is a Cat S write off. Should the garage selling this have documentation showing what repairs were undertaken to put it back on the road and is there any legal requirement...
 

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